United States

Overview

Field	Value
Region	United States & Canada
ISO 3166-1	US / USA
Registry	State Secretary of State (varies)
Last updated	2026-05-06

Identifiers

Collect two identifiers from each business customer in United States and submit them as strings on the application body.

API field	Local name	Issuer
`businessInfo.taxId`	EIN	IRS
`businessInfo.businessEntityId`	State CRN / File Number	State Secretary of State (varies)

Tax ID: Federal Employer Identification Number, 9-digit XX-XXXXXXX. Confirmed via CP-575 (issuance) or 147C (re-issuance) letter — IRS does not issue an ‘EIN certificate’. Registration number: Format and naming vary by state of formation: Delaware 7-digit File Number, California 7–12-char Entity Number, New York DOS ID, Texas Filing Number, Florida Document Number. Enter the number exactly as your state registry issued it.

Sector regulators

SEC · FinCEN · OCC · FDIC · FRB · NCUA · CFPB · CFTC · NAIC and state insurance departments · NYDFS · FINRA · state MSB

Legal structures

Local name	Abbreviation	Description
C-Corporation	C-Corp	Standard stock corporation taxed as a separate entity (Subchapter C, IRC). No shareholder limit. Most common for VC-backed startups, public companies, and foreign-investor vehicles. Delaware predominates for institutional and cross-border use. Equivalent to a US C-Corp.
S-Corporation	S-Corp	A state-incorporated corporation (or LLC) that makes a federal tax election under IRC Subchapter S. Limits: ≤100 shareholders, US persons/residents only, one class of stock; not available to foreign shareholders or corporations. Equivalent to a US S-Corp.
Public Benefit Corporation	PBC	For-profit corporation pursuing a stated public benefit alongside shareholder returns. Available under DGCL Subchapter XV (Delaware) and most other states. Distinct from “B Corp” certification by B Lab. Equivalent to a US C-Corp.
Nonprofit Corporation	501(c)(3)	State-incorporated nonprofit that may apply to the IRS for federal tax-exempt status under IRC §501(c)(3) or other 501(c) subchapters. Governed by state nonprofit corporation acts. Equivalent to a US Nonprofit Corporation.
Professional Corporation	PC	Corporation formed by licensed professionals (physicians, attorneys, accountants, architects, etc.) under state professional corporation statutes. Shareholders must hold the applicable professional license; provides limited liability for business debts but not for personal malpractice. Available in all 50 states. Equivalent to a US C-Corp.
Limited Liability Company (multi-member)	LLC	Pass-through (partnership taxation) by default. Members hold membership interests, not shares. Operating Agreement governs internally and is not typically filed publicly. Delaware and Wyoming are popular formation states. Equivalent to a US LLC.
Limited Liability Company (single-member)	SMLLC	One-member LLC; disregarded entity by default for federal income tax. Same state formation mechanics as a multi-member LLC. Equivalent to a US SMLLC.
Series LLC	Series LLC	Single LLC with separately ring-fenced series, each with distinct assets, liabilities, members, and managers. Available in DE, NV, TX, IL, UT, and select other states. Inter-series liability protection is not universally recognized outside the formation state. Equivalent to a US Series LLC.
Professional Limited Liability Company	PLLC	LLC formed by licensed professionals under state professional LLC statutes; members must hold the applicable professional license. Provides limited liability for business debts but generally not for the member’s own malpractice. Available in most states. Equivalent to a US LLC.
Limited Partnership	LP	At least one general partner (unlimited personal liability and management authority) and one or more limited partners (liability capped at investment). Common in PE, real estate, and fund structures. Equivalent to a US LP.
Limited Liability Partnership	LLP	Partnership where all partners carry limited liability for the partnership’s debts and the malpractice of other partners. Predominantly used by professional service firms (law, accounting, architecture). State availability and scope of liability shield vary. Equivalent to a US LLP.
Limited Liability Limited Partnership	LLLP	A limited partnership in which the general partners also receive limited liability protection (analogous to LLP treatment layered onto an LP). Recognized in approximately 28–30 states including Delaware, Florida, Texas, Colorado, and Virginia. Equivalent to a US LP.
General Partnership	GP	Two or more persons carrying on business together. Most states require no formal filing; all partners bear unlimited personal liability for partnership obligations. Equivalent to a US General Partnership.
Sole Proprietorship	—	A single individual trading without forming a separate legal entity. May operate under the individual’s legal name or a registered DBA (fictitious business name). No separate legal personality; owner bears unlimited personal liability. Equivalent to a US Sole Proprietorship.
Cooperative	Co-op	Member-owned entity organized under state cooperative corporation statutes (e.g., agricultural, worker, consumer, or housing cooperatives). Profits distributed as patronage dividends to member-users rather than investors. Taxed under Subchapter T (IRC) for qualifying cooperatives. Equivalent to a US Cooperative.
Statutory Trust	DST	Created by filing a Certificate of Trust with the state. Delaware Statutory Trust (12 Del. C. ch. 38) is most prominent — used in structured finance, real estate, and 1031 exchanges. Governed by a trust agreement; trustees hold legal title. Equivalent to a US Statutory/Business Trust.

How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

Evidence area	Documents needed
Legal Registration	Any one of: Articles of Incorporation · Certificate of Incorporation · Articles of Organization · Certificate of Formation
Constitutive Documents	Any one of: Articles of Incorporation · Certificate of Incorporation · Articles of Organization · Certificate of Formation
Tax Registration	EIN Confirmation Letter
Operating Permit	Any one of: State Business License · Local Business License · Fictitious Business Name Statement
Ownership Records	Any one of: Stock Ledger · Capitalization Table
Governance Records	Required: (Any one of: Statement of Information · Annual Report · Biennial Statement · Public Information Report) + Bylaws
Signing Authority	Any one of: Board Resolution · Unanimous Written Consent · Power of Attorney
Address	Any one of: Lease Agreement · Utility Bill · Bank Statement
Good Standing	Certificate of Good Standing

Documents to collect

The physical documents you’ll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil’s Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.

Document	Proves
Articles of Incorporation (or equivalent formation document — state-specific)	Legal Registration, Constitutive Documents
Certificate of Incorporation (Delaware and select states)	Legal Registration, Constitutive Documents
Articles of Organization (LLC formation — state-specific)	Legal Registration, Constitutive Documents
Certificate of Formation (LP/LLC — Delaware and select states)	Legal Registration, Constitutive Documents
EIN Confirmation Letter (IRS CP-575 / 147C)	Tax Registration
State Business License	Operating Permit
Local / Municipal Business License	Operating Permit
Fictitious Business Name Statement	Operating Permit
Stock Ledger	Ownership Records
Capitalization Table (Cap Table)	Ownership Records
Bylaws (private corporate governance document)	Governance Records
Statement of Information (California — annual for stock corporations, biennial for LLCs)	Governance Records
Annual Report (state officer/director filing — state-specific)	Governance Records
Biennial Statement (New York — filed every 2 years)	Governance Records
Public Information Report (Texas — annual)	Governance Records
Board Resolution (corporate meeting minutes excerpt)	Signing Authority
Unanimous Written Consent of Directors	Signing Authority
Power of Attorney	Signing Authority
Lease Agreement	Address
Utility Bill (≤90 days old)	Address
Bank Statement (≤90 days old)	Address
Certificate of Good Standing / Certificate of Status / Certificate of Existence	Good Standing
Sector-Specific License	SEC, FinCEN, OCC, FDIC, FRB, NCUA, CFPB, CFTC, NAIC, state insurance, NYDFS, state MSB licensing, FINRA Registration (SRO for broker-dealers)

Collection notes

Legal Registration: Formation document varies by entity type and state (Articles of Incorporation / Certificate of Incorporation / Articles of Organization / Certificate of Formation are mutually exclusive). Collect the one that applies.
Governance Records: Periodic state filing varies (CA Statement of Information / NY Biennial Statement / TX Public Information Report / generic Annual Report). Collect the filing applicable to the entity’s formation state plus Bylaws.
Address: Collect a lease (no time bound) OR a utility bill OR a bank statement (utility/bank dated within 90 days). The same document satisfies both registered-address and operating-address checks.
Good Standing: Per-state instrument issued by the Secretary of State of the state of formation. No statutory expiration, but banks routinely require issuance within 30 days; foreign qualification typically requires 60–90 days. Request a certificate dated within 30–90 days of submission.

Person roles

When you submit a person on the application body, set their role to one of Conduit’s canonical BusinessPersonRole values. Use this table to map a local corporate-governance title onto the right canonical role.

Local role	Canonical API role	Description
Director	`CONTROLLING_PERSON`	Member of the corporate board; sets policy, appoints officers, exercises fiduciary duties.
Officer (CEO, CFO, Secretary, Treasurer, COO)	`CONTROLLING_PERSON`	Appointed by the board; agent of the corporation with day-to-day operational authority.
Manager (LLC)	`CONTROLLING_PERSON`	Person designated to manage a manager-managed LLC; need not be a member.
Managing Member (LLC)	`CONTROLLING_PERSON`	Member who also serves as the designated manager of a manager-managed LLC.
General Partner (LP / LLP)	`CONTROLLING_PERSON`	Full management authority; unlimited personal liability in an LP; limited liability in LLP for most purposes.
Authorized Signatory	`LEGAL_REPRESENTATIVE`	Person empowered by board resolution, operating agreement, or POA to bind the entity.
Person with Substantial Control (FinCEN)	`CONTROLLING_PERSON`	Senior officers or persons with authority over key decisions or board appointment/removal; no ownership percentage required.
Trustee (Statutory Trust)	`CONTROLLING_PERSON`	Legal title holder and manager of trust assets in a Statutory Trust; often an institutional trustee.

Notes

Bylaws and Operating Agreements are private. Not filed with any state registry. Collect directly from the company.
Certificates of Good Standing have no statutory expiration but go stale fast. Banks routinely require ≤30 days; foreign qualification typically ≤60–90 days. Record issuance date and build a freshness check.
The IRS does not issue an “EIN certificate.” Accept only CP-575 or 147C. Third-party “EIN certificates” are not IRS documents.
Corporate Transparency Act scope was narrowed by FinCEN’s interim final rule of 21 March 2025 (published 26 March 2025 at 90 FR 13688). The regulatory definition of “reporting company” was restricted to entities formed under foreign law and registered to do business in a US state; domestic US-formed entities and US persons are no longer subject to the CTA federal reporting regime. Do not request a FinCEN CTA filing from US-formed customers as part of onboarding evidence.
NY LLC Act §206 publication requirement is fully in force — two newspapers, within 120 days of formation. No legislative reform was enacted through 2026-05. The separate NY LLC Transparency Act (eff. 2026-01-01) applies only to non-US LLCs registered in New York and does not address the publication requirement.

Overview

Reference

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Europe

North America

Asia (West, South & Central)

Asia-Pacific

Overview

Identifiers

Sector regulators

Legal structures

How documents combine

Documents to collect

Collection notes

Person roles

Notes

​Overview

​Identifiers

​Sector regulators

​Legal structures

​How documents combine

​Documents to collect

​Collection notes

​Person roles

​Notes

Overview

Identifiers

Sector regulators

Legal structures

How documents combine

Documents to collect

Collection notes

Person roles

Notes