Overview
| Field | Value |
|---|---|
| Region | Africa |
| ISO 3166-1 | GM / GMB |
| Registry | Companies Department, MoJ |
| Last updated | 2026-05-06 |
Identifiers
Collect two identifiers from each business customer in Gambia and submit them as strings on the application body.| API field | Local name | Issuer |
|---|---|---|
businessInfo.taxId | TIN | GRA (Gambia Revenue Authority) |
businessInfo.businessEntityId | Registration Number | Companies Department, MoJ |
Sector regulators
CBG · FIU Gambia
Legal structures
| Local name | Abbreviation | Description |
|---|---|---|
| Private Company Limited by Shares | Ltd | Closely-held company; minimum 1 shareholder and 1 director; liability limited to share capital; shares are not freely transferable to the public. The common SME incorporation vehicle in Gambia. Equivalent to a US LLC. |
| Public Limited Liability Company | PLC | Share-capital company that may offer shares to the public; subject to higher disclosure and governance requirements under the Companies Act 2013. Closest US equivalent: C-Corp. |
| Company Limited by Guarantee | — | No share capital; members’ liability limited to a guaranteed amount; used for non-profits, charities, and member associations. Equivalent to a US Nonprofit Corporation. |
| General Partnership | — | Two or more partners carrying on business together; all partners bear unlimited joint and several liability. Equivalent to a US General Partnership. |
| Limited Partnership | LP | At least one general partner with unlimited liability and one or more limited partners whose liability is capped at their capital contribution. Equivalent to a US Limited Partnership. |
| Sole Proprietorship | — | Single natural person trading under their own name or a registered business name; no separate legal entity; unlimited personal liability. Equivalent to a US Sole Proprietorship. |
| Cooperative Society | — | Member-owned entity governed on a one-member-one-vote basis; common in agriculture, credit, and trade sectors in Gambia. Closest US equivalent: Cooperative. |
| External Company (Branch) | — | Foreign company operating in Gambia through a registered branch; requires a local registered agent and power of attorney filed with the Companies Department. Closest US equivalent: Branch/Rep Office. |
How documents combine
For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.| Evidence area | Documents needed |
|---|---|
| Legal Registration | Certificate of Registration |
| Constitutive Documents | Memorandum and Articles of Association |
| Tax Registration | TIN Certificate |
| Operating Permit | Municipal Trade License |
| Ownership Records | Register of Members |
| Governance Records | Register of Directors |
| Signing Authority | Any one of: Board Resolution · Power of Attorney |
| Address | Any one of: Lease Agreement · Utility Bill · Bank Statement |
Documents to collect
The physical documents you’ll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil’s Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.| Document | Proves |
|---|---|
| Certificate of Registration | Legal Registration |
| Memorandum and Articles of Association | Constitutive Documents |
| TIN Certificate | Tax Registration |
| Municipal Trade License | Operating Permit |
| Register of Members | Ownership Records |
| Register of Directors | Governance Records |
| Board Resolution | Signing Authority |
| Power of Attorney | Signing Authority |
| Lease Agreement | Address |
| Utility Bill (≤90 days old) | Address |
| Bank Statement (≤90 days old) | Address |
| Sector-Specific License | CBG License (sector-specific) |
Collection notes
- Legal Registration: Issued by Companies Department, MoJ, on approval of Memorandum & Articles; notice published in the Gazette.
- Constitutive Documents: Single paired document prepared by a legal practitioner; filed with Companies Dept. under Companies Act 2013.
- Tax Registration: Issued by GRA under Income and Value Added Tax Act 2012 s.221; prerequisite to company registration.
- Operating Permit: Issued annually by Banjul City Council or Kanifing Municipal Council; standard fee D5,000.
- Sector-Specific License: CBG licenses banks and mobile money operators under Banking Act 2009 + Central Bank Act 2018 s.71; insurance companies and microfinance under Insurance Act 2003 + Insurance Regulations 2005.
- Ownership Records: Maintained by the company under Companies Act 2013.
- Governance Records: Companies Act 2013 requires each company to maintain a register of directors; filed with Companies Dept.
- Signing Authority: Board resolution required for domestic signatories; notarized power of attorney appointing a resident agent required for foreign companies.
- Address: Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks.
Person roles
When you submit a person on the application body, set theirrole to one of Conduit’s canonical BusinessPersonRole values. Use this table to map a local corporate-governance title onto the right canonical role.
| Local role | Canonical API role | Description |
|---|---|---|
| Director | CONTROLLING_PERSON | Min. 1 required; any nationality; day-to-day management authority. |
| Authorized Signatory / Attorney | LEGAL_REPRESENTATIVE | Holder of board resolution or power of attorney binding the company. |
Notes
- Gambia is NOT OHADA — English common law applies; do not map roles to OHADA entity types.
- Gambia is not a party to the Hague Apostille Convention (confirmed HCCH status table, 2026-05-06); foreign documents require full legalisation via embassy chain.
- The registered office must be a physical street address in The Gambia; P.O. boxes are not accepted.