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Overview

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Identifiers

Collect two identifiers from each business customer in Gambia and submit them as strings on the application body. Tax ID: 10-digit numeric; issued by GRA; must be obtained before Companies Department registration. Registration number: Assigned on issuance of Certificate of Registration; published in the Gazette.

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Sector regulators

CBG · FIU Gambia

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How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

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Documents to collect

The physical documents you’ll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil’s Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. Not applicable in Gambia: Good Standing. Skip these areas — no local artifact exists.

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Collection notes

  • Legal Registration: Issued by Companies Department, MoJ, on approval of Memorandum & Articles; notice published in the Gazette.
  • Constitutive Documents: Single paired document prepared by a legal practitioner; filed with Companies Dept. under Companies Act 2013.
  • Tax Registration: Issued by GRA under Income and Value Added Tax Act 2012 s.221; prerequisite to company registration.
  • Operating Permit: Issued annually by Banjul City Council or Kanifing Municipal Council; standard fee D5,000.
  • Sector-Specific License: CBG licenses banks and mobile money operators under Banking Act 2009 + Central Bank Act 2018 s.71; insurance companies and microfinance under Insurance Act 2003 + Insurance Regulations 2005.
  • Ownership Records: Maintained by the company under Companies Act 2013.
  • Governance Records: Companies Act 2013 requires each company to maintain a register of directors; filed with Companies Dept.
  • Signing Authority: Board resolution required for domestic signatories; notarized power of attorney appointing a resident agent required for foreign companies.
  • Address: Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks.

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Person roles

When you submit a person on the application body, set their role to one of Conduit’s canonical BusinessPersonRole values. Use this table to map a local corporate-governance title onto the right canonical role.

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Notes

  • Gambia is NOT OHADA — English common law applies; do not map roles to OHADA entity types.
  • Gambia is not a party to the Hague Apostille Convention (confirmed HCCH status table, 2026-05-06); foreign documents require full legalisation via embassy chain.
  • The registered office must be a physical street address in The Gambia; P.O. boxes are not accepted.