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Overview

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Identifiers

Collect two identifiers from each business customer in Montenegro and submit them as strings on the application body. Tax ID: 8-digit number (7 serial + 1 check digit); doubles as VAT ID (format “ME” + PIB on EU-facing invoices). Issued at registration; permanent. Registration number: Unique entity identifier assigned at CRPS registration; appears on all registry extracts.

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Sector regulators

CBCG · KTK · UPC

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How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

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Documents to collect

The physical documents you’ll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil’s Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.

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Collection notes

  • Legal Registration: Issued by CRPS via efirma.tax.gov.me; confirms matični broj, legal form, address, status.
  • Constitutive Documents: Notarized at registration; filed with CRPS. For AD, both founding act and statute may apply.
  • Tax Registration: Issued by UPC; confirms PIB. VAT certificate separate if VAT-registered (threshold €30,000 annual turnover).
  • Operating Permit: Issued by local municipality; required for premises use; sector-specific national permits override for regulated activities.
  • Sector-Specific License: CBCG for banks, payment institutions, insurers; KTK for investment firms, brokers. Required only for regulated-sector clients.
  • Governance Records: Directors (izvršni direktori) and board members filed in and searchable via CRPS extract.
  • Signing Authority: Notarized punomoćje for external representatives; prokura is a registered trade-law POA covering all business acts; board resolution (odluka) for ad hoc authorizations.
  • Address: Lease (no time bound) OR utility bill OR bank statement dated within 90 days. Same document satisfies both registered-address and operating-address checks.
  • Good Standing: No standalone good-standing certificate is issued; a recently dated copy of the listed document evidences current standing. Montenegro’s Central Registry of Business Entities (CRPS) does not issue a separate Certificate of Good Standing; a freshly dated Izvod iz CRPS (collected under business_registration) carries current legal status, matični broj, registered address and directors and serves the same compliance function.

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Person roles

When you submit a person on the application body, set their role to one of Conduit’s canonical BusinessPersonRole values. Use this table to map a local corporate-governance title onto the right canonical role.

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Notes

  • The new Companies Act (Off. Gazette 90/2025) applies from 2026-01-01; existing companies had until 2026-03-31 to harmonize articles of association. Extracts pulled before that deadline may reflect pre-reform governance structures — always request a fresh extract.
  • Montenegro is an EU accession candidate (treaty drafting approved 2026-04-22) but is not yet an EU Member State; EU AMLR (Regulation (EU) 2024/1624, applicable 2027-07-10) does not currently apply. Montenegro’s AML framework is governed by domestic law (Off. Gazette 110/2023, amended 65/2024, 24/2025).
  • Montenegro is a party to the Hague Apostille Convention (succession in force 2006-06-03); notarized company documents (osnivački akt, punomoćje) can be apostilled domestically.
  • Montenegro uses the euro as its official currency but is not in the eurozone; the euro was adopted unilaterally in 2002. This has no direct KYB document impact but affects correspondent-banking risk flags.