Overview
| Field | Value |
|---|---|
| Region | Europe |
| ISO 3166-1 | HR / HRV |
| Registry | Sudski Registar (commercial court) |
| Last updated | 2026-05-06 |
Identifiers
Collect two identifiers from each business customer in Croatia and submit them as strings on the application body.| API field | Local name | Issuer |
|---|---|---|
businessInfo.taxId | OIB (Osobni Identifikacijski Broj) | Porezna Uprava |
businessInfo.businessEntityId | MBS (Matični Broj Subjekta) | Sudski Registar (commercial court) |
Sector regulators
HNB — Hrvatska narodna banka · HANFA · Porezna Uprava · MFin
Legal structures
| Local name | Abbreviation | Description |
|---|---|---|
| Društvo s ograničenom odgovornošću | d.o.o. | Standard quota-based limited liability company; minimum share capital €2,500; most common SME incorporation vehicle. Equivalent to a US LLC. |
| Jednostavno društvo s ograničenom odgovornošću | j.d.o.o. | Simplified single-member or small-group LLC; minimum €1 share capital with mandatory profit retention until €2,500 is reached; capped at three members. Equivalent to a US single-member LLC (SMLLC). |
| Dioničko društvo | d.d. | Joint-stock company with freely transferable shares; minimum share capital €25,000; mandatory supervisory board if over 300 employees; can be publicly listed. Closest US equivalent: C-Corp. |
| Javno trgovačko društvo | j.t.d. | General partnership in which all partners trade under a common firm name and bear joint and unlimited personal liability. Equivalent to a US General Partnership (GP). |
| Komanditno društvo | k.d. | Limited partnership with at least one general partner (komplementar) bearing unlimited liability and at least one limited partner (komanditor) liable only to the extent of their contribution. Equivalent to a US Limited Partnership (LP). |
| Obrt | — | Sole-proprietor craft or trade business operated by a natural person under their own name; registered with the State Administration Office (or via e-Obrt) under Zakon o obrtu; owner bears unlimited personal liability. Equivalent to a US Sole Proprietorship. |
| Trgovac pojedinac | t.p. | Natural person registered as a sole trader in the commercial court register (Sudski Registar) under ZTD; no separate legal personality; full personal liability. Equivalent to a US Sole Proprietorship. |
| Zadruga | — | Cooperative society with variable membership and capital; governed by Zakon o zadrugama; members share profits and liability proportionally to participation. Closest US equivalent: Cooperative. |
| Podružnica strane osobe | — | Registered branch of a foreign legal entity operating in Croatia; not a separate legal person — the foreign parent bears full liability. Closest US equivalent: Branch/Rep Office. |
How documents combine
For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.| Evidence area | Documents needed |
|---|---|
| Legal Registration | Izvadak iz sudskog registra |
| Constitutive Documents | Any one of: Izjava o osnivanju · Društveni ugovor · Statut |
| Tax Registration | OIB potvrda |
| Operating Permit | Rješenje o upisu |
| Ownership Records | Izvadak iz sudskog registra |
| Governance Records | Izvadak iz sudskog registra |
| Signing Authority | Any one of: Izvadak iz sudskog registra · Odluka skupštine/upravnog odbora · Punomoć |
| Address | Any one of: Ugovor o najmu · Račun za komunalne usluge · Izvod bankovnog računa |
Documents to collect
The physical documents you’ll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil’s Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.| Document | Proves |
|---|---|
| Izvadak iz sudskog registra | Legal Registration, Ownership Records, Governance Records, Signing Authority |
| Izjava o osnivanju (single-member d.o.o.) | Constitutive Documents |
| Društveni ugovor (multi-member d.o.o.) | Constitutive Documents |
| Statut (d.d.) | Constitutive Documents |
| OIB potvrda (Porezna Uprava) | Tax Registration |
| Rješenje o upisu (commercial court registration decision) | Operating Permit |
| Odluka skupštine/upravnog odbora (board/GM resolution) | Signing Authority |
| Punomoć (notarised power of attorney) | Signing Authority |
| Ugovor o najmu | Address |
| Račun za komunalne usluge (≤90 dana) | Address |
| Izvod bankovnog računa (≤90 dana) | Address |
| Sector-Specific License | HNB licence (banking, payments, e-money), HANFA licence |
Collection notes
- Legal Registration: Current extract from sudreg.pravosudje.hr; free public access; includes MBS, OIB, registered capital, and current status.
- Constitutive Documents: Notarised; filed with and retrievable via Sudski Registar.
- Tax Registration: OIB doubles as VAT ID (HR + OIB); no separate VAT certificate — VAT registration evidenced by Porezna Uprava printout or e-PoreznaUprava extract.
- Operating Permit: Croatia has no general municipal trading licence equivalent; the court registration decision itself constitutes the primary authorisation to operate. Certain sector activities may require ministry permits.
- Sector-Specific License: Required for credit institutions, payment institutions, e-money institutions (HNB); investment firms, insurance, funds (HANFA).
- Ownership Records: Court register lists d.o.o. članci (members/quota-holders) and d.d. dioničari (shareholders) with percentage holdings.
- Governance Records: Lists members of uprava (d.o.o./d.d. management board), nadzorni odbor (supervisory board, d.d.), and registered prokuristi with scope of authority.
- Signing Authority: Prokura (commercial power of attorney) registered in Sudski Registar; samostalna (individual) vs. zajednička (joint) prokura noted in extract.
- Address: Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks.
Person roles
When you submit a person on the application body, set theirrole to one of Conduit’s canonical BusinessPersonRole values. Use this table to map a local corporate-governance title onto the right canonical role.
| Local role | Canonical API role | Description |
|---|---|---|
| Član uprave / direktor (d.o.o.) | CONTROLLING_PERSON | Management board member / director; day-to-day operational authority; registered in Sudski Registar. |
| Član uprave (d.d.) | CONTROLLING_PERSON | Management board member of joint-stock company; executive authority. |
| Predsjednik nadzornog odbora / član nadzornog odbora (d.d.) | CONTROLLING_PERSON | Supervisory board member; governance and oversight; not operational. |
| Komplementar (k.d.) | CONTROLLING_PERSON | General partner with full management authority and unlimited liability. |
| Prokurist | LEGAL_REPRESENTATIVE | Holder of prokura under ZTD §§40–49; broad commercial signing authority; registered in Sudski Registar. |
Notes
- No separate municipal operating licence for most activities. Croatia’s court registration decision (Rješenje o upisu) is the primary operating authorisation; collect that in place of a municipal business licence.
- RSV public access is restricted post-CJEU WM/Sovim. Since the November 2022 CJEU ruling, Croatia’s RSV (FINA) requires demonstrated legitimate interest for access. Conduit as an obliged AML entity should qualify, but must submit a purpose-specific request through FINA’s portal.
- OIB serves dual tax + VAT function. There is no separate tax ID and VAT ID — the OIB is universal. VAT registration is indicated by the HR + OIB prefix; confirm active VAT status via Porezna Uprava’s e-services rather than requesting a separate certificate.
- Currency is EUR since 2023-01-01. The kuna (HRK) ceased to be legal tender on 2023-01-15. ZTD (NN 114/2022) sets d.o.o. minimum at €2,500 and j.d.o.o. minimum at €1. Legacy HRK incorporations remain valid.
- Zakon o kreditnim institucijama NN 22/2026 (eff. 2026-03-13) repeals NN 159/2013 and all amendments. Any reference to the prior banking law is stale as of the research date. Regulatory licence notes should cite NN 22/2026.