Skip to main content

​
Overview

​
Identifiers

Collect two identifiers from each business customer in Croatia and submit them as strings on the application body. Tax ID: 11-digit universal identifier for both natural and legal persons; also serves as VAT ID prefix: HR + OIB (e.g. HR12345678901). Verifiable via Porezna Uprava e-services. Registration number: Registry number assigned at incorporation; appears on all court register extracts. Variable-length numeric string unique to each court district.

​
Sector regulators

HNB — Hrvatska narodna banka · HANFA · Porezna Uprava · MFin

​
How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

​
Documents to collect

The physical documents you’ll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil’s Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.

​
Collection notes

  • Legal Registration: Current extract from sudreg.pravosudje.hr; free public access; includes MBS, OIB, registered capital, and current status.
  • Constitutive Documents: Notarised; filed with and retrievable via Sudski Registar.
  • Tax Registration: OIB doubles as VAT ID (HR + OIB); no separate VAT certificate — VAT registration evidenced by Porezna Uprava printout or e-PoreznaUprava extract.
  • Operating Permit: Croatia has no general municipal trading licence equivalent; the court registration decision itself constitutes the primary authorisation to operate. Certain sector activities may require ministry permits.
  • Sector-Specific License: Required for credit institutions, payment institutions, e-money institutions (HNB); investment firms, insurance, funds (HANFA).
  • Ownership Records: Court register lists d.o.o. članci (members/quota-holders) and d.d. dioničari (shareholders) with percentage holdings.
  • Governance Records: Lists members of uprava (d.o.o./d.d. management board), nadzorni odbor (supervisory board, d.d.), and registered prokuristi with scope of authority.
  • Signing Authority: Prokura (commercial power of attorney) registered in Sudski Registar; samostalna (individual) vs. zajednička (joint) prokura noted in extract.
  • Address: Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks.
  • Good Standing: Croatia does not issue a separate certificate of good standing; the Izvadak iz sudskog registra from sudreg.pravosudje.hr is the authoritative live source of truth for active/inactive/bankruptcy/struck-off status and is updated in real time. Request a dated extract within 30 days for banking use.

​
Person roles

When you submit a person on the application body, set their role to one of Conduit’s canonical BusinessPersonRole values. Use this table to map a local corporate-governance title onto the right canonical role.

​
Notes

  • No separate municipal operating licence for most activities. Croatia’s court registration decision (Rješenje o upisu) is the primary operating authorisation; collect that in place of a municipal business licence.
  • RSV public access is restricted post-CJEU WM/Sovim. Since the November 2022 CJEU ruling, Croatia’s RSV (FINA) requires demonstrated legitimate interest for access. Conduit as an obliged AML entity should qualify, but must submit a purpose-specific request through FINA’s portal.
  • OIB serves dual tax + VAT function. There is no separate tax ID and VAT ID — the OIB is universal. VAT registration is indicated by the HR + OIB prefix; confirm active VAT status via Porezna Uprava’s e-services rather than requesting a separate certificate.
  • Currency is EUR since 2023-01-01. The kuna (HRK) ceased to be legal tender on 2023-01-15. ZTD (NN 114/2022) sets d.o.o. minimum at €2,500 and j.d.o.o. minimum at €1. Legacy HRK incorporations remain valid.
  • Zakon o kreditnim institucijama NN 22/2026 (eff. 2026-03-13) repeals NN 159/2013 and all amendments. Any reference to the prior banking law is stale as of the research date. Regulatory licence notes should cite NN 22/2026.