> ## Documentation Index
> Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt
> Use this file to discover all available pages before exploring further.

# Zimbabwe

> How to collect KYB documents from business customers in Zimbabwe (ZWE) when onboarding through the Conduit API.

## Overview

| Field        | Value                                                                                |
| ------------ | ------------------------------------------------------------------------------------ |
| Region       | Africa                                                                               |
| ISO 3166-1   | ZW / ZWE                                                                             |
| Registry     | [CIPZ (Companies and Intellectual Property Office of Zimbabwe)](https://cipz.gov.zw) |
| Last updated | 2026-05-04                                                                           |

## Identifiers

Collect two identifiers from each business customer in Zimbabwe and submit them as strings on the application body.

| API field                       | Local name              | Issuer                                                        |
| ------------------------------- | ----------------------- | ------------------------------------------------------------- |
| `businessInfo.taxId`            | **ZIMRA Tax Number**    | ZIMRA (Zimbabwe Revenue Authority)                            |
| `businessInfo.businessEntityId` | **CIPZ Company Number** | CIPZ (Companies and Intellectual Property Office of Zimbabwe) |

*Tax ID:* ZIMRA-issued tax number including the BP (Business Partner) number.

*Registration number:* Company registration number issued by DCIP.

## Sector regulators

`RBZ` · `SECZ` · `IPEC`

## Legal structures

| Local name                        | Abbreviation | Description                                                                                                                                                                                                                        |
| --------------------------------- | ------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Private Limited Company           | (Pvt) Ltd    | Closely-held company limited by shares; maximum 50 shareholders; shares not freely transferable to the public. The dominant SME vehicle in Zimbabwe. Equivalent to a US LLC.                                                       |
| Private Business Corporation      | PBC          | Simplified member-based entity for small businesses, sole traders, and professionals; 1–20 members; provides limited liability without full company formality. Equivalent to a US LLC.                                             |
| Public Limited Company            | PLC          | Share-capital company that may offer shares to the public and list on the Zimbabwe Stock Exchange; requires a qualified company secretary under the COBE Act. Equivalent to a US C-Corp.                                           |
| Company Limited by Guarantee      | —            | Members commit to covering company debts up to a guaranteed amount rather than contributing share capital; used primarily by nonprofits, charities, and associations under the COBE Act. Equivalent to a US Nonprofit Corporation. |
| Partnership                       | —            | Association of two or more persons carrying on business together with joint and several liability; registrable under the COBE Act. Equivalent to a US General Partnership.                                                         |
| Sole Trader                       | —            | Individual trading under their own name or registered business name; no separate legal personality and no limited liability. Equivalent to a US Sole Proprietorship.                                                               |
| Cooperative Society               | —            | Member-owned democratic entity registered under the Co-operative Societies Act (Chapter 24:05); profits distributed as patronage dividends rather than equity returns. Equivalent to a US Cooperative.                             |
| External Company (Foreign Branch) | —            | Company incorporated outside Zimbabwe that registers a local branch with CIPZ; must appoint a local representative and file annual returns. Equivalent to a US Branch/Rep Office.                                                  |

## How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

| Evidence area          | Documents needed                                              |
| ---------------------- | ------------------------------------------------------------- |
| Legal Registration     | Certificate of Incorporation                                  |
| Constitutive Documents | Memorandum & Articles of Association                          |
| Tax Registration       | ZIMRA Tax Clearance                                           |
| Operating Permit       | Shop License                                                  |
| Ownership Records      | *All required:* Memorandum & Articles of Association + CR11   |
| Governance Records     | CR6                                                           |
| Signing Authority      | Board Resolution                                              |
| Address                | *Any one of:* Lease Agreement · Utility Bill · Bank Statement |
| Good Standing          | Certificate of Good Standing                                  |

## Documents to collect

The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.

| Document                                    | Proves                                    |
| ------------------------------------------- | ----------------------------------------- |
| **Certificate of Incorporation (CIPZ)**     | Legal Registration                        |
| **Memorandum & Articles of Association**    | Constitutive Documents, Ownership Records |
| **ZIMRA Tax Clearance (ITF263)**            | Tax Registration                          |
| **Shop License**                            | Operating Permit                          |
| **CR11 (Return of Allotments)**             | Ownership Records                         |
| **CR6 (Notice of Directors & Secretaries)** | Governance Records                        |
| **Board Resolution**                        | Signing Authority                         |
| **Lease Agreement**                         | Address                                   |
| **Utility Bill (≤90 days old)**             | Address                                   |
| **Bank Statement (≤90 days old)**           | Address                                   |
| **Certificate of Good Standing (CIPZ)**     | Good Standing                             |
| **Sector-Specific License**                 | RBZ, SECZ, IPEC                           |

### Collection notes

* **Good Standing:** Issued by CIPZ on request; date-stamped; distinct from the Certificate of Incorporation. Confirms the company is currently registered and in good standing.

## Person roles

When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role.

| Local role | Canonical API role   | Description   |
| ---------- | -------------------- | ------------- |
| Director   | `CONTROLLING_PERSON` | Board member. |