> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Zambia > How to collect KYB documents from business customers in Zambia (ZMB) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | ------------------------------------------------- | | Region | Africa | | ISO 3166-1 | ZM / ZMB | | Registry | Patents and Companies Registration Agency (PACRA) | | Last updated | 2026-05-04 | ## Identifiers Collect two identifiers from each business customer in Zambia and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | ----------------------------- | ------------------------------------------------- | | `businessInfo.taxId` | **TPIN** | ZRA (Zambia Revenue Authority) | | `businessInfo.businessEntityId` | **PACRA registration number** | PACRA (Patents and Companies Registration Agency) | *Tax ID:* Taxpayer Identification Number issued by ZRA. *Registration number:* Company registration number issued by PACRA. ## Sector regulators `BoZ` · `SEC ZM` · `PIA` ## Legal structures | Local name | Abbreviation | Description | | ----------------------------------- | ------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Private Limited Company | Ltd | Closely-held company limited by shares; separate legal personality with liability capped at share value. The default SME incorporation vehicle in Zambia. Equivalent to a US LLC. | | Public Limited Company | PLC | Share-capital company authorised to offer shares to the public; listed or listable on a stock exchange. Closest US equivalent: C-Corp. | | Company Limited by Guarantee | — | Company with no share capital whose members' liability is limited to a fixed guarantee amount; used primarily by nonprofits, associations, and professional bodies. Closest US equivalent: Nonprofit Corporation. | | Private Unlimited Company | — | Incorporated company with no cap on shareholder liability; rare form used where unlimited liability is acceptable in exchange for reduced disclosure obligations. Closest US equivalent: General Partnership (incorporated variant). | | General Partnership | GP | Unincorporated association of two or more persons carrying on business together; all partners bear unlimited joint and several liability. Registered with PACRA under the Business Names and Partnerships registration regime. Equivalent to a US General Partnership. | | Limited Partnership | LP | Partnership with at least one general partner bearing unlimited liability and one or more limited partners whose liability is capped at their capital contribution. Registered with PACRA. Equivalent to a US Limited Partnership. | | Business Name (Sole Proprietorship) | — | A single natural person trading under a registered business name; no separate legal entity and the owner bears unlimited personal liability. Registered with PACRA via BN Form. Equivalent to a US Sole Proprietorship. | | External Company (Branch) | — | A foreign company registered with PACRA to conduct business in Zambia; not a separate legal entity—the parent foreign company remains liable. Closest US equivalent: Branch/Rep Office. | | Cooperative Society | — | Member-owned organisation registered under the Cooperative Societies Act; governed on one-member-one-vote principles for mutual benefit. Closest US equivalent: Cooperative. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ------------------------------------------------------------- | | Legal Registration | Certificate of Incorporation | | Constitutive Documents | Articles of Incorporation | | Tax Registration | TPIN Certificate | | Operating Permit | Trading License | | Ownership Records | *All required:* Articles of Incorporation + Annual Return | | Governance Records | *All required:* Articles of Incorporation + Annual Return | | Signing Authority | Board Resolution | | Address | *Any one of:* Lease Agreement · Utility Bill · Bank Statement | | Good Standing | Annual Return | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | ---------------------------------------- | ------------------------------------------------------------- | | **Certificate of Incorporation (PACRA)** | Legal Registration | | **Articles of Incorporation** | Constitutive Documents, Ownership Records, Governance Records | | **TPIN Certificate (ZRA)** | Tax Registration | | **Trading License** | Operating Permit | | **Annual Return (Allotment)** | Ownership Records, Governance Records, Good Standing | | **Board Resolution** | Signing Authority | | **Lease Agreement** | Address | | **Utility Bill (≤90 days old)** | Address | | **Bank Statement (≤90 days old)** | Address | | **Sector-Specific License** | BoZ, SEC ZM, PIA | ### Collection notes * **Good Standing:** PACRA does not issue a standalone Certificate of Good Standing; company active status is confirmed through annual return compliance records on the PACRA portal ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | ---------- | -------------------- | ------------- | | Director | `CONTROLLING_PERSON` | Board member. |