> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Trinidad and Tobago > How to collect KYB documents from business customers in Trinidad and Tobago (TTO) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | ------------------------------ | | Region | Latin America | | ISO 3166-1 | TT / TTO | | Registry | Registrar General's Department | | Last updated | 2026-05-06 | ## Identifiers Collect two identifiers from each business customer in Trinidad and Tobago and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | ------------------------------- | ------------------------------ | | `businessInfo.taxId` | **BIR File Number** | Inland Revenue Division (IRD) | | `businessInfo.businessEntityId` | **Company Registration Number** | Registrar General's Department | *Tax ID:* Numeric code; mandatory for all companies; also serves as VAT registration number when VAT-registered. *Registration number:* Assigned on incorporation via CROS; appears on Certificate of Incorporation. ## Sector regulators `CBTT` · `TTSEC` · `FIUTT` ## Legal structures | Local name | Abbreviation | Description | | ---------------------------- | ------------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Company Limited by Shares | — | The standard incorporated company for both private SMEs and publicly-traded entities; shareholders' liability is limited to the amount unpaid on their shares. Private companies Limited by Shares are the default SME vehicle in T\&T and trade on the TTSE when public. Closest US equivalent: LLC (for private) or C-Corp (for public). | | Company Limited by Guarantee | — | Incorporated company with no share capital; members' liability is limited to a guaranteed amount on winding up; used primarily for non-profit, charitable, and professional-body purposes. Equivalent to a US Nonprofit Corporation. | | Unlimited Liability Company | — | Incorporated company whose members bear unlimited personal liability for company debts; rare in practice. Closest US equivalent: C-Corp. | | Non-Profit Organisation | NPO | Entity registered under the Non-Profit Organisations Act 2019 (as amended by Act No. 4 of 2024); a regulatory overlay requiring non-profit bodies to register with the Registrar General, though the actual incorporated vehicle is typically a Company Limited by Guarantee. Closest US equivalent: Nonprofit Corporation. | | Partnership | — | Two or more persons (natural or legal) carrying on business together under the Registration of Business Names Act Chap. 82:85; all partners bear unlimited joint and several liability. Note: limited partnership (LP) and limited liability partnership (LLP) forms do not exist in T\&T common law. Equivalent to a US General Partnership. | | Sole Trader | — | A single natural person trading under a registered business name pursuant to the Registration of Business Names Act Chap. 82:85; the owner bears unlimited personal liability for all business debts. Equivalent to a US Sole Proprietorship. | | Co-operative Society | — | Member-owned entity registered under the Co-operative Societies Act Chap. 81:03 and supervised by the Commissioner of Co-operative Development; includes credit unions, producer co-operatives, and consumer co-operatives. Closest US equivalent: Cooperative. | | External Company | — | Foreign body corporate that has established a place of business in T\&T and must register with the Registrar General's Department within 14 days under the Companies Act Chap. 81:01. Closest US equivalent: Branch/Rep Office. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ------------------------------------------------------------------- | | Legal Registration | Certificate of Incorporation | | Constitutive Documents | *All required:* Articles of Incorporation + By-laws | | Tax Registration | BIR File Number Confirmation Letter | | Operating Permit | *Any one of:* Trade Licence · Municipal Corporation Business Permit | | Governance Records | Register of Directors and Secretaries | | Signing Authority | *Any one of:* Board Resolution · Power of Attorney | | Address | *Any one of:* Lease Agreement · Utility Bill · Bank Statement | | Good Standing | Certificate of Good Standing | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | ----------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **Certificate of Incorporation** | Legal Registration | | **Articles of Incorporation** | Constitutive Documents | | **By-laws** | Constitutive Documents | | **BIR File Number Confirmation Letter** | Tax Registration | | **Trade Licence** | Operating Permit | | **Municipal Corporation Business Permit** | Operating Permit | | **Register of Directors and Secretaries** | Governance Records | | **Board Resolution** | Signing Authority | | **Power of Attorney** | Signing Authority | | **Lease Agreement** | Address | | **Utility Bill (≤90 days old)** | Address | | **Bank Statement (≤90 days old)** | Address | | **Certificate of Good Standing** | Good Standing | | **Sector-Specific License** | CBTT Licence (Central Bank of Trinidad and Tobago — banking/financial), TTSEC Registration (Trinidad and Tobago Securities and Exchange Commission), FIUTT Registration (Financial Intelligence Unit of Trinidad and Tobago) | **Not applicable in Trinidad and Tobago:** Ownership Records. Skip these areas — no local artifact exists. ### Collection notes * **Legal Registration:** Issued by RGD under Companies Act Chap. 81:01 s.9; includes company name, registration number, and date. * **Constitutive Documents:** Filed with RGD on incorporation; By-laws govern internal management. * **Tax Registration:** Issued by IRD; numeric code required on all tax correspondence and returns. * **Operating Permit:** Trade Licence issued by Ministry of Trade for goods import/export; municipal permit from relevant Municipal Corporation for premises operation. * **Sector-Specific License:** CBTT licenses banks, insurers, and payment service providers. TTSEC registers broker-dealers and virtual asset service providers. FIUTT supervises designated non-financial businesses. * **Governance Records:** Filed via Annual Return; includes Notice of Directors (Form 8) on incorporation and updates thereafter. * **Signing Authority:** Board resolution authorising a signatory, or a notarized POA; witnessed by Commissioner of Affidavits or Notary Public if POA. * **Address:** Lease (no time bound) or utility bill or bank statement dated within 90 days. Satisfies both registered-address and operating-address checks. * **Good Standing:** Issued by the Registrar General's Department upon request; requires all Annual Returns filed and all notices of change submitted. Confirms the company is active, not in winding up, and compliant with statutory filing obligations. ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | ----------------------------- | ---------------------- | --------------------------------------------------------------------------------------- | | Director | `CONTROLLING_PERSON` | Manages the business and affairs of the company; named in Notice of Directors (Form 8). | | Managing Director | `CONTROLLING_PERSON` | Executive director with day-to-day operational authority. | | Board Chairman | `CONTROLLING_PERSON` | Chairs the board of directors; governance role. | | Attorney-in-Fact (POA holder) | `LEGAL_REPRESENTATIVE` | Authorised to legally bind the company via notarized power of attorney. | ## Notes * Apostille is available: T\&T acceded to the Hague Convention on 1999-10-28 (EIF 2000-07-14); corporate documents authenticated by the RGD are apostillable without full legalisation chain. * VASPs must now seek authorisation under the Virtual Assets and Virtual Asset Service Providers Act 2025 (Act No. 12 of 2025, assented 2025-12-23) via TTSEC's regulatory sandbox — this supersedes prior ad hoc TTSEC guidance on virtual asset business. * External companies (foreign branches) must register with the RGD within 14 days of establishing operations in T\&T; they file separate BO and director forms. * Annual Return must be filed on the anniversary of incorporation; failure triggers BO and director register lapses that can block KYB verification.