> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Togo > How to collect KYB documents from business customers in Togo (TGO) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | ------------------------------------------------- | | Region | Africa | | ISO 3166-1 | TG / TGO | | Registry | Greffe du Tribunal de Commerce, Lomé (OHADA RCCM) | | Last updated | 2026-05-06 | ## Identifiers Collect two identifiers from each business customer in Togo and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | --------------- | ------------------------------------------------- | | `businessInfo.taxId` | **NIF** | Office Togolais des Recettes (OTR) | | `businessInfo.businessEntityId` | **Numéro RCCM** | Greffe du Tribunal de Commerce, Lomé (OHADA RCCM) | *Tax ID:* Unique taxpayer ID issued automatically at CFE registration; also obtainable online at nif.otr.tg. *Registration number:* OHADA commercial registry number; assigned upon CFE registration. ## Sector regulators `BCEAO` · `CIMA` · `AMF-UMOA` · `CENTIF` ## Legal structures | Local name | Abbreviation | Description | | -------------------------------- | ------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Société à Responsabilité Limitée | SARL | Quota-based limited-liability company; the most common SME vehicle under OHADA AUSCGIE; no statutory minimum capital (Décret 2017-142/PR); one or more associates with freely set capital in bylaws. Equivalent to a US LLC. | | Société Anonyme | SA | Share-capital company with separate legal personality; board of directors required; minimum capital 10,000,000 FCFA (AUSCGIE Art. 387); shares freely transferable. Closest US equivalent: C-Corp. | | Société par Actions Simplifiée | SAS | Flexible share-capital company introduced by the revised AUSCGIE 2014; no statutory minimum capital; single shareholder permitted (SASU); governance rules set freely in bylaws. Closest US equivalent: C-Corp. | | Société en Nom Collectif | SNC | General partnership in which all partners bear joint and unlimited personal liability for the company's debts. Closest US equivalent: General Partnership (GP). | | Société en Commandite Simple | SCS | Limited partnership with at least one general partner bearing unlimited liability (commandité) and at least one limited partner liable only to the extent of their contribution (commanditaire); codified in OHADA AUSCGIE. Closest US equivalent: Limited Partnership (LP). | | Entreprise Individuelle | — | Individual merchant (personne physique commerçant) registered at the RCCM; unlimited personal liability; no separate legal entity; required once turnover exceeds the Entreprenant threshold. Equivalent to a US Sole Proprietorship. | | Entreprenant | — | Simplified sole-trader status for micro-activities under OHADA; declared (not incorporated) at the RCCM; no minimum capital; no separate legal personality; subject to turnover ceilings set by each OHADA state. Equivalent to a US Sole Proprietorship. | | Groupement d'Intérêt Économique | GIE | Economic interest grouping under OHADA AUSCGIE Art. 869; formed by two or more existing entities to facilitate or develop their economic activity; separate legal personality but not primarily profit-driven. Closest US equivalent: Statutory Business Trust or joint-venture entity; no direct US equivalent. | | Société Coopérative | — | Cooperative society governed by the OHADA Uniform Act on Cooperative Societies (AUSCOOP); member-owned and democratically controlled; two sub-types (simplified cooperative and cooperative with board of directors). Closest US equivalent: Cooperative. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ------------------------------------------------------------------------------ | | Legal Registration | Extrait RCCM | | Constitutive Documents | Statuts | | Tax Registration | Certificat NIF | | Operating Permit | Patente | | Ownership Records | *Any one of:* Statuts · Registre des Associés · Registre des Actions | | Governance Records | *All required:* Extrait RCCM + Statuts + PV de nomination | | Signing Authority | *Any one of:* PV d'Assemblée Générale · Résolution du Conseil d'Administration | | Address | *Any one of:* Contrat de bail · Facture de services · Relevé bancaire | | Good Standing | Extrait RCCM | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | ----------------------------------------------- | ------------------------------------------------------------- | | **Extrait RCCM** | Legal Registration, Governance Records, Good Standing | | **Statuts** | Constitutive Documents, Ownership Records, Governance Records | | **Certificat NIF** | Tax Registration | | **Patente (TPU — Taxe Professionnelle Unique)** | Operating Permit | | **Registre des Associés (SARL)** | Ownership Records | | **Registre des Actions (SA)** | Ownership Records | | **PV de nomination** | Governance Records | | **PV d'Assemblée Générale** | Signing Authority | | **Résolution du Conseil** | Signing Authority | | **Contrat de bail** | Address | | **Facture de services (≤90 jours)** | Address | | **Relevé bancaire (≤90 jours)** | Address | | **Sector-Specific License** | Agrément sectoriel | ### Collection notes * **Legal Registration:** Issued by Greffe du Tribunal de Lomé via CFE/RCCM portal. * **Constitutive Documents:** Notarised for SA; private deed for SARL/SAS. Marital status of founders required (OHADA). * **Tax Registration:** Issued by OTR; automatically assigned at CFE registration. * **Operating Permit:** Annual professional tax; 24-month exemption for new businesses. * **Sector-Specific License:** BCEAO (banking), CIMA (insurance), AMF-UMOA (capital markets); required by sector. * **Governance Records:** Gérant named in RCCM; board members in Statuts and PV. * **Signing Authority:** Board resolution or GA minutes evidencing signing authority; notarised POA for external mandataires. * **Address:** Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks. * **Good Standing:** No standalone good-standing certificate is issued; a recently dated copy of the listed document evidences current standing. OHADA jurisdiction: a recently dated Extrait RCCM (under business\_registration) subsumes the good-standing function; the Greffe du Tribunal de Commerce does not issue a separate certificate of good standing. ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | ------------------------------------- | ---------------------- | ---------------------------------------------------- | | Gérant | `LEGAL_REPRESENTATIVE` | Manages SARL; legal representative; named in RCCM. | | Président (SAS) | `CONTROLLING_PERSON` | Sole mandatory officer of SAS; day-to-day authority. | | Directeur Général | `CONTROLLING_PERSON` | Executive officer appointed by board in SA. | | Président du Conseil d'Administration | `CONTROLLING_PERSON` | Presides over the board in SA. | | Administrateur | `CONTROLLING_PERSON` | Member of the Conseil d'Administration in SA. | | Mandataire | `LEGAL_REPRESENTATIVE` | Holder of notarised POA to act on behalf of company. | ## Additional fields Country-specific fields you'll need to collect during onboarding, beyond the document uploads. | Field | Applies to | Reason | | ---------------- | ---------- | ------------------------------------------------------------------------------------------------------------------------------ | | `marital_status` | founder | OHADA Statuts require marital status, matrimonial regime, and spouse name for partners/shareholders (community-property rule). | ## Notes * Togo is not a party to the Hague Apostille Convention (confirmed HCCH Status Table, 2026-05-06); documents must be legalised via the full embassy/consular chain. * The new national AML law (adopted 27 Feb 2026) replaces the 2018-004 loi uniforme and aligns with FATF recommendations and UMOA Loi LBC/FT/FP (31 mars 2023); implementing regulations pending — monitor CENTIF (centif.tg) for entry-into-force date. * CFE registration is 100% online and takes under 4 hours; the RCCM number, NIF, and CNSS number are issued on a single registration card — collect all three at once. * New businesses are exempt from Patente (TPU) for the first 24 months of operation. * OHADA marital-status requirement applies: Statuts must record marital regime and spouse details for all associates, creating a data-privacy consideration for foreign founders.