> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Pakistan > How to collect KYB documents from business customers in Pakistan (PAK) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | ---------------------------------- | | Region | Asia (West, South & Central) | | ISO 3166-1 | PK / PAK | | Registry | SECP Companies Registration Office | | Last updated | 2026-05-06 | ## Identifiers Collect two identifiers from each business customer in Pakistan and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | ---------------------------------------------------- | ---------------------------------------------- | | `businessInfo.taxId` | **National Tax Number (NTN)** | Federal Board of Revenue (FBR) via IRIS portal | | `businessInfo.businessEntityId` | **Corporate Universal Identification Number (CUIN)** | SECP Companies Registration Office | *Tax ID:* 7-digit numeric for companies/AOPs; also serves as income-tax reference. STRN (Sales Tax Registration Number) issued separately for GST; biometric NADRA verification required to complete STRN. *Registration number:* Unique numeric identifier assigned at incorporation; appears on Certificate of Incorporation and all SECP filings. ## Sector regulators `SBP` · `SECP` · `PTA` · `PRA` · `SRB` · `KPRA` · `BRA` ## Legal structures | Local name | Abbreviation | Description | | ----------------------------------- | ------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Single-Member Company | SMC | Private company with one member; separate legal personality; shares not freely transferable; incorporated under the Companies Act 2017. Closest US equivalent: Single-Member LLC (SMLLC). | | Private Limited Company | (Pvt) Ltd | Closely-held company limited by shares; 1–50 members; shares not freely transferable to the public; the default SME incorporation vehicle registered with SECP under the Companies Act 2017. Closest US equivalent: LLC. | | Public Limited Company | Ltd | Share-capital company with minimum 3 members; may list on the Pakistan Stock Exchange or remain unlisted; shares freely transferable and public issuance permitted under the Companies Act 2017. Closest US equivalent: C-Corp. | | Not-for-Profit Company (Section 42) | — | Company licensed by SECP under section 42 of the Companies Act 2017; limited by guarantee without share capital; profits applied to the company's objects (charity, education, science, sports, etc.). Closest US equivalent: Nonprofit Corporation (501(c)(3)). | | Limited Liability Partnership | LLP | Body corporate with separate legal personality registered with SECP under the Limited Liability Partnership Act 2017; all partners have limited liability capped at their agreed contribution; minimum two partners. Closest US equivalent: LLP. | | General Partnership | — | Two or more persons carrying on business together under the Partnership Act 1932; registered with the provincial Registrar of Firms; all partners bear unlimited joint liability; taxed as an Association of Persons (AOP). Closest US equivalent: General Partnership (GP). | | Sole Proprietorship | — | Single natural person trading under their own name or a trade name; registered with FBR for an NTN only; no separate legal personality and unlimited personal liability. Closest US equivalent: Sole Proprietorship. | | Foreign Company Branch | — | Extension of a foreign incorporated company registered with SECP under sections 435–458 of the Companies Act 2017 and the Foreign Companies Regulations 2018; not a separate legal entity — the parent company remains liable. Closest US equivalent: Branch/Representative Office of a foreign entity. | | Cooperative Society | — | Member-owned entity registered under the provincial Cooperative Societies Act 1925; common in agriculture, housing, and consumer credit; governed by provincial cooperative registrars. Closest US equivalent: Cooperative. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ------------------------------------------------------------------- | | Legal Registration | Certificate of Incorporation | | Constitutive Documents | *All required:* Memorandum of Association + Articles of Association | | Tax Registration | NTN Certificate | | Operating Permit | Trade License | | Ownership Records | Form-A | | Governance Records | Form 9 | | Signing Authority | Board Resolution | | Address | *Any one of:* Lease Agreement · Utility Bill · Bank Statement | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | --------------------------------------------------------- | --------------------------------------------------------------------------------------------------- | | **Certificate of Incorporation (SECP)** | Legal Registration | | **Memorandum of Association (MoA)** | Constitutive Documents | | **Articles of Association (AoA)** | Constitutive Documents | | **NTN Certificate (FBR IRIS)** | Tax Registration | | **Trade License (local municipal authority)** | Operating Permit | | **Form-A (SECP annual return, s.130 Companies Act 2017)** | Ownership Records | | **Form 9 (SECP)** | Governance Records | | **Board Resolution** | Signing Authority | | **Lease Agreement** | Address | | **Utility Bill (≤90 days old)** | Address | | **Bank Statement (≤90 days old)** | Address | | **Sector-Specific License** | SBP license (banking/payments/EMI), SECP license (NBFC, insurance, modaraba), PTA license (telecom) | **Not applicable in Pakistan:** Good Standing. Skip these areas — no local artifact exists. ### Collection notes * **Legal Registration:** Issued digitally via LEAP eZfile; carries CUIN; sufficient proof of legal existence. * **Constitutive Documents:** Paired constitutive documents; filed at incorporation; amendments require SECP filing. * **Tax Registration:** Collect STRN certificate additionally if entity is GST-registered; for service providers, provincial STRN (PRA/SRB/KPRA/BRA) may also apply. * **Operating Permit:** Issued by Metropolitan Corporation, District Council, or DMA (ICT); annual renewal; requirements vary by city. * **Sector-Specific License:** Collect the license relevant to the entity's regulated sector. * **Ownership Records:** Form-A is the SECP annual return listing all shareholders and their capital contributions. Filed via SECP eZfile portal. * **Governance Records:** Form 9 replaced Form 29 in early 2024; filed within 15 days of any director or officer appointment or change; lists directors, CEO, CFO, secretary, and legal adviser. * **Signing Authority:** Board resolution sufficient for corporate signatories; notarized/apostilled POA for external representatives. * **Address:** Accepted: lease (no time bound) or utility bill or bank statement (utility/bank dated within 90 days). Same document satisfies both registered-address and operating-address checks. ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | --------------------------------- | ---------------------- | ------------------------------------------------------------------------------- | | Director | `CONTROLLING_PERSON` | Appointed to the board; day-to-day authority in private companies. | | Chief Executive (CEO) | `CONTROLLING_PERSON` | Statutory officer under Companies Act 2017; operational head. | | Chairman / Non-Executive Director | `CONTROLLING_PERSON` | Governance role without executive authority; common in public listed companies. | | Chief Financial Officer (CFO) | `CONTROLLING_PERSON` | Statutory officer; day-to-day financial authority. | | Legal Representative / Attorney | `LEGAL_REPRESENTATIVE` | Holder of notarized POA authorized to bind the company. | | LLP Designated Partner | `LEGAL_REPRESENTATIVE` | Partner designated to act on behalf of LLP; analogous to director/secretary. | ## Notes * Form 9 replaced Form 29 (eff. 2024-02-12): Under Companies Regulations 2024 (S.R.O. 201(I)/2024), Form 9 is the current form for directors and officers particulars, consolidating former Forms 28 and 29. Collect Form 9, not Form 29, for any compliance filed after 12 February 2024. * STRN complexity — four provincial authorities: Sales tax on services is administered by PRA (Punjab), SRB (Sindh), KPRA (Khyber Pakhtunkhwa), and BRA (Balochistan) — each issues its own STRN. A national services business may hold multiple STRNs. Collect the STRN(s) applicable to the entity's operating province(s). * Apostille in force since 2023-03-09: Pakistan acceded to the Hague Apostille Convention (effective 2023-03-09); implementing legislation enacted (Apostille Act 2024, 2024-09-14). MOFA is the competent authority. Documents for use in Pakistan from member states may carry apostille instead of full embassy legalization chain. * Sole Proprietorships and Partnerships are not SECP entities: These register only with FBR (NTN) and provincial Registrar of Firms respectively; they have no CUIN and no SECP extract. For KYB, collect NTN certificate + partnership deed / proprietorship declaration instead of an incorporation certificate.