> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Netherlands > How to collect KYB documents from business customers in Netherlands (NLD) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | -------------------- | | Region | Europe | | ISO 3166-1 | NL / NLD | | Registry | Kamer van Koophandel | | Last updated | 2026-05-06 | ## Identifiers Collect two identifiers from each business customer in Netherlands and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | ------------------------------------ | -------------------- | | `businessInfo.taxId` | **BTW-identificatienummer (BTW-id)** | Belastingdienst | | `businessInfo.businessEntityId` | **KvK-nummer** | Kamer van Koophandel | *Tax ID:* Format: NL + 9 digits + B + 2-digit suffix (e.g. NL123456789B01). Issued automatically within \~10 business days of KvK registration. *Registration number:* 8-digit number assigned at Handelsregister registration. RSIN (Rechtspersonen en Samenwerkingsverbanden Identificatienummer, 9 digits) is the government-interoperability identifier for legal entities; collect as supplementary field where available. ## Sector regulators `DNB` · `AFM` · `Belastingdienst` ## Legal structures | Local name | Abbreviation | Description | | ------------------------------------- | ------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | Eenmanszaak | — | Sole proprietorship; single natural person trading under their own name or a trade name; no separate legal personality; owner bears unlimited personal liability. Equivalent to a US Sole Proprietorship. | | Besloten Vennootschap | B.V. | Private limited company; separate legal personality; shares are non-publicly tradable; minimum issued capital of €0.01 since the Flex-BV reform (eff. 2012-10-01); the most common Dutch corporate vehicle for SMEs and subsidiaries. Equivalent to a US LLC. | | Naamloze Vennootschap | N.V. | Public limited company; separate legal personality; freely transferable shares; minimum issued capital €45,000; the only Dutch form eligible for stock-exchange listing. Equivalent to a US C-Corp. | | Societas Europaea | SE | European public limited company formed under EU Regulation 2157/2001; registered in the Netherlands by notarial deed and KvK inscription; functionally equivalent to an N.V. and eligible for cross-border redomiciliation within the EU. Equivalent to a US C-Corp. | | Vennootschap Onder Firma | V.O.F. | General partnership; two or more partners trading under a common firm name; each partner jointly and severally liable for all partnership debts; no minimum capital. Equivalent to a US General Partnership. | | Commanditaire Vennootschap | C.V. | Limited partnership; at least one managing (beherend) partner with unlimited liability and one or more silent (commanditaire) partners whose liability is capped at their contribution. Equivalent to a US Limited Partnership. | | Maatschap | — | Civil professional partnership; two or more professionals (e.g. lawyers, accountants) practising together under a common name; each partner liable only for their own acts absent a joint-liability clause; no separate legal personality. Equivalent to a US General Partnership. | | Coöperatie | — | Cooperative association; separate legal personality; at least two members who share in the cooperative's activities for their mutual benefit; governed by statuten; common in agri-finance, housing, and professional sectors. Closest US equivalent: Cooperative. | | Stichting | — | Foundation; separate legal personality; no members or shareholders; established for a specific societal, charitable, or idealistic purpose; governed by a board (bestuur); may conduct commercial activities if profits serve the foundation's purpose. Closest US equivalent: Nonprofit Corporation / Foundation. | | Vereniging | — | Association; separate legal personality (when full legal capacity is granted via notarial deed); members united for a common non-commercial goal; any profits must be applied to the association's purpose. Closest US equivalent: Nonprofit Corporation. | | Bijkantoor (Branch of Foreign Entity) | — | Registered branch of a foreign legal entity; no separate Dutch legal personality; the foreign parent remains fully liable; must register in the KvK Handelsregister under the Wet op de formeel buitenlandse vennootschappen where applicable. Closest US equivalent: Branch / Rep Office. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ------------------------------------------------------------- | | Legal Registration | Uittreksel Handelsregister | | Constitutive Documents | Statuten | | Tax Registration | BTW-identificatienummer bevestiging | | Operating Permit | *Any one of:* Exploitatievergunning · Omgevingsvergunning | | Ownership Records | Aandeelhoudersregister | | Governance Records | Uittreksel Handelsregister | | Signing Authority | *Any one of:* Bestuursbesluit · Volmacht | | Address | *Any one of:* Huurovereenkomst · Nutsrekening · Bankafschrift | | Good Standing | Uittreksel Handelsregister | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | --------------------------------------------------------- | ----------------------------------------------------- | | **Uittreksel Handelsregister** | Legal Registration, Governance Records, Good Standing | | **Statuten (akte van oprichting + statuten)** | Constitutive Documents | | **BTW-identificatienummer bevestiging (Belastingdienst)** | Tax Registration | | **Exploitatievergunning** | Operating Permit | | **Omgevingsvergunning (gemeente)** | Operating Permit | | **Aandeelhoudersregister (B.V.)** | Ownership Records | | **Board resolution (bestuursbesluit)** | Signing Authority | | **Volmacht (notarised power of attorney)** | Signing Authority | | **Huurovereenkomst** | Address | | **Nutsrekening (≤90 dagen)** | Address | | **Bankafschrift (≤90 dagen)** | Address | | **Sector-Specific License** | DNB vergunning, AFM vergunning (Wft) | ### Collection notes * **Legal Registration:** Order digitally certified (gewaarmerkt) copy at kvk.nl; available in Dutch and English. * **Constitutive Documents:** Notarised at incorporation; deed must contain statuten. Retrievable via KvK (statuten product). * **Tax Registration:** BTW-id is the primary cross-border tax identifier; verify via EU VIES. RSIN is supplementary for government integrations. * **Operating Permit:** No single national operating licence; municipalities issue under local APV and environment permit rules. Requirement and form vary by gemeente. Not applicable for professional-services B.V.s with no physical premises. * **Sector-Specific License:** Banking, payment services, e-money, and insurance: authorised by DNB. Investment services, fund management, and securities: authorised by AFM. Crypto-asset service providers (CASPs) require DNB authorisation under the EU MiCA framework. * **Governance Records:** Lists bestuurders (directors), commissarissen (supervisory board members), and signing authority (bevoegdheid: zelfstandig, gezamenlijk). * **Signing Authority:** Standard B.V. signing authority registered in Handelsregister; third-party authority via notarised volmacht (BW Art. 3:60). Bestuursbesluit needed only when authority is not self-evident from the Handelsregister; volmacht needed only for external/third-party representatives. * **Address:** Provide a lease agreement (no recency requirement) OR a utility bill OR a bank statement dated within 90 days. The same document satisfies both registered-address and operating-address checks. * **Good Standing:** The Netherlands does not issue a separate Certificate of Good Standing; the dated certified uittreksel Handelsregister (under business\_registration) is the standard active-status equivalent accepted by Dutch counterparties and international banks. ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | ---------------------------------- | ---------------------- | ------------------------------------------------------------------------------------------------- | | Bestuurder (B.V./N.V./Stichting) | `CONTROLLING_PERSON` | Executive director; day-to-day management authority; registered in Handelsregister. | | Beherend vennoot (V.O.F./C.V.) | `CONTROLLING_PERSON` | Managing partner with unlimited liability and operational authority. | | Commissaris (N.V. / two-tier B.V.) | `CONTROLLING_PERSON` | Supervisory board member (Raad van Commissarissen); governance/oversight, not executive. | | Gevolmachtigde | `LEGAL_REPRESENTATIVE` | Holder of a volmacht (power of attorney); authority to bind the company within the scope granted. | ## Notes * Flex-BV min capital is €0.01, not zero. Since the Flex-BV reform (eff. 2012-10-01, BW Art. 2:178), a B.V. requires at least one share at a minimum par of €0.01. Verify issued share capital from statuten. * RSIN is not interchangeable with KvK-nummer. RSIN (9 digits) is the government-interoperability ID used by Belastingdienst and other public bodies; KvK-nummer (8 digits) is the Handelsregister identifier. Both appear on the uittreksel; collect both if possible.