> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Morocco > How to collect KYB documents from business customers in Morocco (MAR) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | ------------------------------------------------------------------- | | Region | Africa | | ISO 3166-1 | MA / MAR | | Registry | OMPIC — Office Marocain de la Propriété Industrielle et Commerciale | | Last updated | 2026-05-04 | ## Identifiers Collect two identifiers from each business customer in Morocco and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | -------------------------------------------- | ------------------------------------------------------------------- | | `businessInfo.taxId` | **IF (Identifiant Fiscal)** | Direction Générale des Impôts (DGI) | | `businessInfo.businessEntityId` | **ICE (Identifiant Commun de l'Entreprise)** | OMPIC — Office Marocain de la Propriété Industrielle et Commerciale | *Tax ID:* Tax-specific identifier issued by DGI. Distinct from ICE which is an enterprise-wide identifier. *Registration number:* Enterprise-wide identifier issued by OMPIC/DGI; used across registration, tax, and customs systems. ## Sector regulators `BAM` · `AMMC` · `ACAPS` ## Legal structures | Local name | Abbreviation | Description | | ------------------------------------------------- | ------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | Société à Responsabilité Limitée | SARL | Multi-member limited-liability company with 2–50 quota-holders; no minimum capital. The dominant SME vehicle in Morocco, accounting for over 70% of new registrations. Equivalent to a US LLC. | | Société à Responsabilité Limitée — Associé Unique | SARL-AU | Single-member variant of the SARL; same quota-based structure and limited liability as the standard SARL but formed by one person. Equivalent to a US single-member LLC. | | Société Anonyme | SA | Public or closely-held joint-stock company requiring at least 5 shareholders and MAD 300,000 minimum capital; governed by a board of directors. Equivalent to a US C-Corp. | | Société par Actions Simplifiée | SAS | Simplified share-capital company with freely negotiable shares and flexible governance; no minimum capital. Equivalent to a US C-Corp. | | Société en Commandite par Actions | SCA | Limited partnership whose capital is divided into transferable shares; at least one general partner bears unlimited liability. Closest US equivalent: Limited Partnership (LP). | | Société en Nom Collectif | SNC | General partnership in which all partners trade under a collective name and bear joint, unlimited, personal liability for company debts. Equivalent to a US General Partnership. | | Société en Commandite Simple | SCS | Limited partnership with at least one general partner (unlimited liability) and at least one silent limited partner (liability capped at contribution). Equivalent to a US Limited Partnership. | | Auto-entrepreneur | — | Simplified sole-trader registration for individuals with low turnover; streamlined formalities through partner banks and Poste Maroc. Equivalent to a US Sole Proprietorship. | | Entreprise Individuelle | EI | Standard sole proprietorship for a natural person conducting commercial or artisanal activity under their own name; registered at the RCCM with no liability shield. Equivalent to a US Sole Proprietorship. | | Groupement d'Intérêt Économique | GIE | Economic interest grouping enabling existing legal entities to pool resources for a shared economic purpose; not a company and not profit-driven in its own right. Equivalent to a US Cooperative. | | Société Civile | SC | Civil-law non-commercial partnership typically used for real-estate management or liberal professions; not subject to the commercial registry. Closest US equivalent: General Partnership (GP). | | Succursale / Bureau de Représentation | — | Branch or representative office of a foreign company registered with OMPIC; not a separate legal entity—liability remains with the parent. Equivalent to a US Branch/Rep Office. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | --------------------------------------------------------------------- | | Legal Registration | Modèle J | | Constitutive Documents | Statuts | | Tax Registration | *All required:* ICE Certificate + Identifiant Fiscal | | Operating Permit | *Any one of:* Patente · Taxe Professionnelle | | Ownership Records | *Any one of:* Statuts · Registre des Associés | | Governance Records | *Any one of:* Modèle J · Statuts · PV de nomination | | Signing Authority | *Any one of:* PV de Conseil d'Administration · Décision du Gérant | | Address | *Any one of:* Contrat de bail · Facture de services · Relevé bancaire | | Good Standing | Modèle J | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | ------------------------------------------- | ------------------------------------------------------------- | | **Modèle J (RCCM extract)** | Legal Registration, Governance Records, Good Standing | | **Statuts** | Constitutive Documents, Ownership Records, Governance Records | | **ICE Certificate** | Tax Registration | | **Identifiant Fiscal (IF)** | Tax Registration | | **Patente** | Operating Permit | | **Taxe Professionnelle** | Operating Permit | | **Registre des Associés (NOT in Modèle J)** | Ownership Records | | **PV de nomination** | Governance Records | | **PV de Conseil d'Administration** | Signing Authority | | **Décision du Gérant** | Signing Authority | | **Contrat de bail** | Address | | **Facture de services (≤90 jours)** | Address | | **Relevé bancaire (≤90 jours)** | Address | | **Sector-Specific License** | BAM, AMMC, ACAPS | ### Collection notes * **Ownership Records:** Shareholder information is NOT in Modèle J — Statuts are the only document confirming ownership. * **Governance Records:** Structure is Modèle J + (Statuts OR PV de nomination). Modèle J is always required as the authoritative registry extract; either the Statuts (for founding directors) or a PV de nomination (for subsequently appointed directors) is accepted as the appointment instrument. * **Address:** Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks. * **Good Standing:** Morocco uses the Modèle J (dated OMPIC registry extract) as the live-status document showing Active/Inactive/Struck Off status; no separate certificate of good standing is issued. A recently dated Modèle J under business\_registration subsumes this function. ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | --------------------------------- | ---------------------- | ------------------------------------------------ | | Gérant | `LEGAL_REPRESENTATIVE` | Manages the SARL. Named in Statuts and Modèle J. | | Administrateur | `CONTROLLING_PERSON` | Board member in SA. | | Président-Directeur Général (PDG) | `CONTROLLING_PERSON` | Board chair + CEO in SA. | ## Notes * Company names are required in both Arabic and French. * Modèle J does not disclose shareholders — the Statuts are the only document confirming ownership.