> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Malta > How to collect KYB documents from business customers in Malta (MLT) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | ---------- | | Region | Europe | | ISO 3166-1 | MT / MLT | | Registry | MBR | | Last updated | 2026-05-06 | ## Identifiers Collect two identifiers from each business customer in Malta and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | ------------------------------- | ------ | | `businessInfo.taxId` | **VAT Identification Number** | MTCA | | `businessInfo.businessEntityId` | **Company Registration Number** | MBR | *Tax ID:* MT + 8 digits (e.g., MT12345678); standard registrations carry MT prefix; small undertakings receive a local number without MT prefix. *Registration number:* Format: C followed by digits (e.g., C 34949); issued at incorporation; appears on Certificate of Registration. ## Sector regulators `MFSA` · `FIAU` ## Legal structures | Local name | Abbreviation | Description | | ----------------------------------- | ------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | Private Limited Liability Company | Ltd | Closely-held share-capital company under Companies Act Cap. 386; min. authorised capital €1,164.69 with at least 20% paid up; shares are not freely transferable to the public. Closest US equivalent: LLC. | | Public Limited Liability Company | p.l.c. | Publicly tradable share-capital company under Companies Act Cap. 386; min. authorised capital €46,587.47; shares may be listed on the Malta Stock Exchange; at least two directors required. Closest US equivalent: C-Corp. | | Partnership en Commandite | — | Limited partnership with one or more general partners bearing unlimited liability and limited partners liable only to the extent of their contribution. Closest US equivalent: Limited Partnership (LP). | | Partnership en Nom Collectif | — | General partnership in which all partners bear unlimited joint and several liability for the partnership's obligations. Closest US equivalent: General Partnership (GP). | | Sole Trader | — | A single natural person trading under their own name or a registered trade name; no separate legal entity and no limited liability — personal assets are fully exposed to business obligations. Registered for tax purposes with MTCA and, where applicable, with MBR. Closest US equivalent: Sole Proprietorship. | | Cooperative Society | — | Member-owned entity registered under the Co-operative Societies Act (Cap. 442); governed on democratic one-member-one-vote principles; profits distributed as member patronage dividends rather than equity returns. Closest US equivalent: Cooperative. | | Foundation | — | Legal entity registered with MBR under the Second Schedule of the Civil Code (Cap. 16); established for a specific purpose (philanthropic, private, or mixed) by a founder who endows it with assets; no members or shareholders. Closest US equivalent: Nonprofit Corporation. | | Branch of Overseas Company | — | A permanent establishment in Malta of a foreign-incorporated body corporate; registered with MBR within one month of establishment; not a separate legal entity — the foreign parent bears full liability. Receives registration number starting with 'OC'. Closest US equivalent: Branch/Rep Office. | | European Economic Interest Grouping | EEIG | Cross-border collaborative entity formed by two or more EU-based businesses under EC Regulation 2137/85 and transposed in Malta via S.L. 386.08; tax-transparent with liability falling on members. Closest US equivalent: General Partnership (GP). | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ---------------------------------------------------------------- | | Legal Registration | Certificate of Registration | | Constitutive Documents | Memorandum and Articles of Association | | Tax Registration | VAT Registration Certificate | | Operating Permit | Trade Licence | | Ownership Records | Memorandum of Association | | Governance Records | *All required:* Annual Return + MBR Company Extract | | Signing Authority | *Any one of:* Board Resolution · Notarised Power of Attorney | | Address | *Any one of:* Lease Agreement · Utility Bill · Bank Statement | | Good Standing | *Any one of:* Certificate of Good Standing · MBR Company Extract | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | ------------------------------------------------ | --------------------------------------------------------------- | | **Certificate of Registration (MBR)** | Legal Registration | | **Memorandum and Articles of Association (MBR)** | Constitutive Documents, Ownership Records | | **VAT Registration Certificate (MTCA)** | Tax Registration | | **Trade Licence (Commerce Department)** | Operating Permit | | **Annual Return** | Governance Records | | **MBR Company Extract** | Governance Records, Good Standing | | **Board Resolution** | Signing Authority | | **Notarised Power of Attorney** | Signing Authority | | **Lease Agreement** | Address | | **Utility Bill (≤90 days old)** | Address | | **Bank Statement (≤90 days old)** | Address | | **Certificate of Good Standing (MBR)** | Good Standing | | **Sector-Specific License** | MFSA Authorisation, FIAU — Financial Intelligence Analysis Unit | ### Collection notes * **Legal Registration:** Issued by MBR at incorporation; confirms C-number, legal form, registered office; retrievable via register.mbr.mt. * **Constitutive Documents:** Two separate documents under Companies Act Cap. 386 Art. 68; both filed with MBR at incorporation; publicly retrievable. * **Tax Registration:** MT + 8-digit VAT number; separate from TRN (9-digit income-tax reference). Collect both identifiers for full tax coverage. * **Operating Permit:** Required only for specific activities listed in Schedule (hawkers, auctioneers, dealers in precious metals, etc.). Most professional/commercial activities do not require a trade licence since 2016 liberalisation. * **Sector-Specific License:** Banking (Banking Act Cap. 371), investment services (ISA Cap. 370), payment/e-money (Financial Institutions Act Cap. 376), insurance (Insurance Business Act Cap. 403), VFA (VFAA Cap. 590). Obtain applicable licence copy. * **Governance Records:** Lists directors and company secretary; filed annually with MBR; publicly searchable via register.mbr.mt. * **Signing Authority:** Board resolution authorises named signatories; notarised POA for external representation; no mandatory registration with MBR unless specific purpose requires it. * **Address:** Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks. * **Good Standing:** Issued by MBR on request; confirms the company is active and compliant with its filing obligations. Distinct from the Certificate of Registration issued at incorporation. ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | ---------------------- | ---------------------- | ---------------------------------------------------------------------------------------------- | | Director | `CONTROLLING_PERSON` | Appointed under Companies Act Cap. 386; day-to-day operational authority; registered with MBR. | | POA Holder / Mandatary | `LEGAL_REPRESENTATIVE` | Holder of notarised power of attorney; scope defined by instrument. | ## Notes * MTCA replaced CFR in May 2023. All references to "Commissioner for Revenue" or cfr.gov.mt now redirect to mtca.gov.mt; update any deep-link citations to the MTCA portal. * Trade licence is narrow in scope. Since 2016, Malta removed licensing requirements for most commercial activities. Only the specific categories in S.L. 441.07 Schedule (street/market hawkers, auctioneers, precious-metal dealers, etc.) require a Trade Licence. Most onboarded businesses will present N/A for this field. * EU AMLR (Reg. 2024/1624) applies from 2027-07-10. Malta's domestic S.L. 386.19 regime remains operative until then; AMLD6 Art. 74 already transposed (LN 127/2025). Monitor further AMLD6 transposition phases due 2026-07-10 (Arts. 11–13, 15) and 2029-07-10 (Art. 18).