> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Jamaica > How to collect KYB documents from business customers in Jamaica (JAM) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | --------------------------------- | | Region | Latin America | | ISO 3166-1 | JM / JAM | | Registry | Companies Office of Jamaica (COJ) | | Last updated | 2026-05-06 | ## Identifiers Collect two identifiers from each business customer in Jamaica and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | ------------------ | --------------------------------- | | `businessInfo.taxId` | **TRN** | Tax Administration Jamaica (TAJ) | | `businessInfo.businessEntityId` | **Company Number** | Companies Office of Jamaica (COJ) | *Tax ID:* 9-digit number (XXX-XXX-XXX); first digit "0" for organizations. Issued on a TRN Registration Certificate and Data Sheet. *Registration number:* Numeric identifier assigned by the Registrar at incorporation; appears on Certificate of Incorporation. ## Sector regulators `BOJ` · `FSC` · `FID` ## Legal structures | Local name | Abbreviation | Description | | --------------------------------- | ------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Private Company Limited by Shares | Ltd | Closely-held share-capital company; shares are not freely transferable and the company may not offer shares to the public. The default SME and subsidiary vehicle in Jamaica. Equivalent to a US LLC. | | Public Limited Company | PLC | Share-capital company whose shares may be offered to the public and listed on the Jamaica Stock Exchange; minimum three directors and mandatory audited financials. Equivalent to a US C-Corp. | | Unlimited Company | — | Incorporated company with no limit on members' liability; used primarily for tax-planning structures or holding vehicles. Recognized under the Companies Act 2004. Closest US equivalent: C-Corp (without liability cap). | | Company Limited by Guarantee | — | Non-share company where members guarantee a nominal sum on winding up; used for charities, NGOs, professional associations, and clubs. Closest US equivalent: Nonprofit Corporation. | | General Partnership | — | Two or more persons carrying on business together with unlimited joint and several liability; registered under the Registration of Business Names Act. Equivalent to a US General Partnership. | | Limited Partnership | LP | One or more general partners with unlimited liability and one or more limited partners whose liability is capped at their capital contribution; formed under the Partnerships (Limited) Act. Equivalent to a US Limited Partnership. | | Sole Trader | — | A single natural person carrying on business; no separate legal entity. Must register a trading/business name under the Registration of Business Names Act if using a name other than their own surname. Equivalent to a US Sole Proprietorship. | | Cooperative Society | — | Member-owned autonomous association registered under the Co-operative Societies Act and supervised by the Department of Co-operatives and Friendly Societies; common in agriculture, credit, and housing. Closest US equivalent: Cooperative. | | Branch of a Foreign Company | — | A foreign corporation conducting business in Jamaica through a registered branch; must register with the Companies Office of Jamaica and file annual returns. Not a separate legal entity from the parent. Closest US equivalent: Branch/Rep Office. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ------------------------------------------------------------- | | Legal Registration | Certificate of Incorporation | | Constitutive Documents | Articles of Incorporation | | Tax Registration | TRN Registration Certificate | | Operating Permit | Trade Licence | | Ownership Records | Register of Members | | Governance Records | Register of Directors | | Signing Authority | *Any one of:* Board Resolution · Power of Attorney | | Address | *Any one of:* Lease Agreement · Utility Bill · Bank Statement | | Good Standing | Letter of Good Standing | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | ------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------- | | **Certificate of Incorporation** | Legal Registration | | **Articles of Incorporation (Form 1A profit / Form 1B non-profit)** | Constitutive Documents | | **TRN Registration Certificate** | Tax Registration | | **Trade Licence** | Operating Permit | | **Register of Members** | Ownership Records | | **Register of Directors (Form 23, COJ)** | Governance Records | | **Board Resolution** | Signing Authority | | **Power of Attorney** | Signing Authority | | **Lease Agreement** | Address | | **Utility Bill (≤90 days old)** | Address | | **Bank Statement (≤90 days old)** | Address | | **Letter of Good Standing** | Good Standing | | **Sector-Specific License** | Bank of Jamaica Licence (Banking Services Act / Securities Act), FSC Licence (Financial Services Commission — securities/insurance) | ### Collection notes * **Legal Registration:** Issued by COJ within \~4 working days; contains company name, number, and date of incorporation. * **Constitutive Documents:** Replaced dual Memorandum + Articles structure under Companies Act 2004; filed at COJ on incorporation. * **Tax Registration:** Issued by TAJ; 9-digit TRN; businesses also receive NHT, NIS, and HEART numbers simultaneously. * **Operating Permit:** Issued annually by the Collector of Taxes at parish level under the Licences on Trades and Business Act (1908). * **Sector-Specific License:** BOJ for banks, payment services, cambios, remittance; FSC for securities dealers, insurers, pension administrators, trust/corporate service providers. * **Ownership Records:** The Register of Members records all current shareholders and their shareholdings. Changes must be notified to COJ. The register is not publicly searchable. * **Governance Records:** Changes in directors must be notified to COJ within 14 days; 2023 amendments require incoming directors to disclose other directorships held. * **Signing Authority:** POA must be executed before a justice of the peace (in Jamaica) or notary public (abroad); company may empower attorneys under its common seal (Companies Act 2004). * **Address:** Lease agreement (no time bound) OR utility bill OR bank statement dated within 90 days. The same document satisfies both registered-address and operating-address checks. * **Good Standing:** Issued by the Companies Office of Jamaica (COJ); certifies the company is current with its filing requirements and has not been struck off. Available online via the COJ portal; printed on security paper with QR code and unique certificate reference number. Can be apostilled. ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | ----------------------------- | ---------------------- | --------------------------------------------------------------------------- | | Director | `CONTROLLING_PERSON` | Appointed to manage day-to-day affairs; filed on Form 23. | | Chairman of the Board | `CONTROLLING_PERSON` | Presides over board; governance role distinct from executive management. | | Attorney / Agent (POA holder) | `LEGAL_REPRESENTATIVE` | Authorised under board resolution or power of attorney to bind the company. | ## Notes * Jamaica acceded to the Hague Apostille Convention on 2 November 2020; Convention entered into force for Jamaica on 3 July 2021 — apostilles are now valid in lieu of full consular legalisation. * Corporate and trust service providers must hold an FSC licence under the Trust and Corporate Services Providers Act 2017; only licensed persons may commercially provide incorporation services.