> ## Documentation Index
> Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt
> Use this file to discover all available pages before exploring further.

# Greece

> How to collect KYB documents from business customers in Greece (GRC) when onboarding through the Conduit API.

## Overview

| Field        | Value                      |
| ------------ | -------------------------- |
| Region       | Europe                     |
| ISO 3166-1   | GR / GRC                   |
| Registry     | GEMI / chamber of commerce |
| Last updated | 2026-05-06                 |

## Identifiers

Collect two identifiers from each business customer in Greece and submit them as strings on the application body.

| API field                       | Local name                              | Issuer                                          |
| ------------------------------- | --------------------------------------- | ----------------------------------------------- |
| `businessInfo.taxId`            | **AFM (Αριθμός Φορολογικού Μητρώου)**   | AADE (Independent Authority for Public Revenue) |
| `businessInfo.businessEntityId` | **ΑΡΙΘΜΟΣ ΓΕΜΗ (GEMI number / ARGEMI)** | GEMI / chamber of commerce                      |

*Tax ID:* 9-digit number; doubles as VAT ID with prefix "EL" (not "GR") — e.g. EL094019245. Confirmed on Apodeixis AFM printout from TAXISNET.

*Registration number:* Unique company registration number displayed on GEMI extract (Apospasma); also carries EU-standard EUID (GR + GEMI number).

## Sector regulators

`BoG` · `HCMC`

## Legal structures

| Local name                                                          | Abbreviation      | Description                                                                                                                                                                                                                                                       |
| ------------------------------------------------------------------- | ----------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Anonimi Etaireia (Anonymous Company)                                | Α.Ε. / AE         | Joint-stock company with separate legal personality; minimum capital €25,000; governed by a board of directors; shares are freely transferable. Governed by L.4548/2018. Equivalent to a US C-Corp.                                                               |
| Etaireia Periorismenis Efthynis (Limited Liability Company)         | Ε.Π.Ε. / EPE      | Quota-based limited-liability company; minimum capital €4,500; managed by one or more appointed administrators; quotas not freely tradable. Closest US equivalent: LLC.                                                                                           |
| Idiotiki Kefalaiouchiki Etaireia (Private Capital Company)          | Ι.Κ.Ε. / IKE      | Flexible close-company form introduced by L.4072/2012; minimum capital €1; accepts non-cash and guarantee contributions; managed by an administrator. Equivalent to a US LLC.                                                                                     |
| Omorrythmi Etaireia (General Partnership)                           | Ο.Ε. / OE         | Partnership of two or more persons with joint and unlimited personal liability; no minimum capital; all partners co-manage unless otherwise agreed. Closest US equivalent: General Partnership (GP).                                                              |
| Eterrorrythmi Etaireia (Limited Partnership)                        | Ε.Ε. / EE         | Partnership with at least one general partner bearing unlimited liability and at least one limited partner liable only to the extent of their contribution. Closest US equivalent: Limited Partnership (LP).                                                      |
| Atomiki Epicheirisi (Sole Proprietorship)                           | —                 | Single natural person trading under their own name or a registered trade name; no separate legal entity; owner bears unlimited personal liability. Equivalent to a US Sole Proprietorship.                                                                        |
| Koinoniki Syneteristiki Epicheirisi (Social Cooperative Enterprise) | ΚΟΙΝΣΕΠ / KOINSEP | Social-economy cooperative pursuing both profit and social benefit; governed by L.4019/2011; democratic member control; minimum five founding members. Closest US equivalent: Cooperative.                                                                        |
| Astiki Mi Kerdoskopiki Etaireia (Civil Non-Profit Company)          | ΑΜΚΕ / AMKE       | Civil-law non-profit entity pursuing cultural, scientific, educational, or social objectives; governed by Articles 741–784 of the Greek Civil Code; members bear unlimited liability; no share capital. Closest US equivalent: Nonprofit Corporation (501(c)(3)). |
| Ypokatastiма Allodapis Etaireias (Branch of Foreign Company)        | —                 | Registered Greek branch of a foreign legal entity; no separate legal personality; the foreign parent bears full liability; must appoint a Greek legal representative and register with GEMI. Closest US equivalent: Branch/Rep Office.                            |

## How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

| Evidence area          | Documents needed                                                             |
| ---------------------- | ---------------------------------------------------------------------------- |
| Legal Registration     | Apospasma GEMI                                                               |
| Constitutive Documents | Katastatiko                                                                  |
| Tax Registration       | *Any one of:* Apodeixis AFM · TAXISNET registration printout                 |
| Operating Permit       | Adeia Leitourgias                                                            |
| Ownership Records      | *Any one of:* Katastatiko · Mitroo Metochon · List of partners               |
| Governance Records     | *Any one of:* Apospasma GEMI · Praktika DS · Πράξη ορισμού διαχειριστή       |
| Signing Authority      | *Any one of:* Απόφαση ΔΣ · Νοτάριακό πληρεξούσιο                             |
| Address                | *Any one of:* Μισθωτήριο · Λογαριασμός κοινής ωφελείας · Τραπεζική κατάσταση |
| Good Standing          | *Any one of:* Γενικό Πιστοποιητικό ΓΕΜΗ · Apospasma GEMI                     |

## Documents to collect

The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.

| Document                                                               | Proves                                                                                                            |
| ---------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------- |
| **Apospasma GEMI (GEMI extract)**                                      | Legal Registration, Governance Records, Good Standing                                                             |
| **Katastatiko (Articles of Association / Statutes)**                   | Constitutive Documents, Ownership Records                                                                         |
| **Apodeixis AFM**                                                      | Tax Registration                                                                                                  |
| **TAXISNET registration printout**                                     | Tax Registration                                                                                                  |
| **Adeia Leitourgias (municipal operating permit)**                     | Operating Permit                                                                                                  |
| **Mitroo Metochon (share register, AE)**                               | Ownership Records                                                                                                 |
| **List of partners (IKE/EPE)**                                         | Ownership Records                                                                                                 |
| **Praktika DS (BoD minutes, AE)**                                      | Governance Records                                                                                                |
| **Administrator appointment deed (IKE/EPE)**                           | Governance Records                                                                                                |
| **Απόφαση ΔΣ (BoD resolution)**                                        | Signing Authority                                                                                                 |
| **Νοτάριακό πληρεξούσιο (notarised proxy)**                            | Signing Authority                                                                                                 |
| **Μισθωτήριο**                                                         | Address                                                                                                           |
| **Λογαριασμός κοινής ωφελείας (≤90 ημέρες)**                           | Address                                                                                                           |
| **Τραπεζική κατάσταση (≤90 ημέρες)**                                   | Address                                                                                                           |
| **Γενικό Πιστοποιητικό ΓΕΜΗ (General Certificate of company changes)** | Good Standing                                                                                                     |
| **Sector-Specific License**                                            | Άδεια ΤτΕ (Bank of Greece — banking, payments, e-money), Άδεια ΕΚΚΕ / HCMC (capital markets, investment services) |

### Collection notes

* **Legal Registration:** Downloadable from businessportal.gr; includes GEMI number, EUID, status, registered address, capital, management.
* **Constitutive Documents:** Notarised deed for AE (L.4548/2018); private deed sufficient for IKE (L.4072/2012) and EPE. Published in GEMI.
* **Tax Registration:** 9-digit AFM issued by AADE; same number used as EL-prefixed VAT ID. Printed from TAXISNET portal.
* **Operating Permit:** Issued by relevant municipality or regional authority; sector-specific variants exist (KYE for F\&B, industrial licenses under L.3982/2011).
* **Sector-Specific License:** BoG for credit institutions and insurance (L.4364/2016); HCMC for investment firms and capital market operators.
* **Ownership Records:** Share register (Mitroo Metochon) for unlisted AEs is maintained by the company, not by GEMI or any public body.
* **Governance Records:** GEMI extract lists current management; BoD minutes evidence appointments and signing authority for AEs.
* **Signing Authority:** For AE: BoD resolution suffices for routine account-opening. Notarised POA required for broader ongoing authority.
* **Address:** Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks.
* **Good Standing:** Issued electronically by GEMI via businessportal.gr; confirms the company is active (not dissolved, not in bankruptcy or liquidation) and lists company changes. The Apospasma GEMI (extract) covers data but the Γενικό Πιστοποιητικό is the named good-standing instrument. Banks and cross-border use typically require issuance within 3 months; for branch-of-foreign-company filings Greek law requires within 3 months.

## Person roles

When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role.

| Local role                                         | Canonical API role     | Description                                                                                                           |
| -------------------------------------------------- | ---------------------- | --------------------------------------------------------------------------------------------------------------------- |
| Melos Diikitikoy Symvoulioy (BoD member, AE)       | `CONTROLLING_PERSON`   | Non-executive member of the AE Board of Directors (Diikitiko Symvoulio).                                              |
| Proedros DS (Chairman of BoD, AE)                  | `CONTROLLING_PERSON`   | Presides over AE board; governance role, not necessarily executive.                                                   |
| Diefthynon Symvoulis (Managing Director / CEO, AE) | `CONTROLLING_PERSON`   | Executive member of AE BoD with day-to-day management authority.                                                      |
| Dioikitis / Diaxeiristis (Administrator, IKE/EPE)  | `CONTROLLING_PERSON`   | Appointed manager of IKE or EPE; exercises executive powers.                                                          |
| Nomimos Ekprosopos (Legal Representative)          | `LEGAL_REPRESENTATIVE` | Person authorised to legally bind the company; may be the Diefthynon Symvoulis or a separately designated individual. |
| Prokuristas (Attorney-in-fact / POA holder)        | `LEGAL_REPRESENTATIVE` | Holder of notarised Proksi; authority limited to scope of the instrument.                                             |
| Omorrythmos Etairos (General Partner, OE/EE)       | `LEGAL_REPRESENTATIVE` | Unlimited-liability partner with management authority in OE or EE.                                                    |

## Notes

* VAT prefix is "EL" not "GR". Greece's ISO2 code is GR but its EU VAT prefix is EL (historical convention). Validate VAT numbers as EL + 9 digits — matching on "GR" will fail.
* AE share register (Mitroo Metochon) is private for non-listed companies. It is maintained by the company, not by GEMI or any public body. For listed AEs, shareholder data is held by the Hellenic Central Securities Depository (ATHEXCSD).
* GEMI extract is the single authoritative registration proof. Greece does not issue a separate "Certificate of Incorporation" in the common-law sense — the Apospasma GEMI (extract) serves this function and is downloadable directly from businessportal.gr.