> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # France > How to collect KYB documents from business customers in France (FRA) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | -------------------------------- | | Region | Europe | | ISO 3166-1 | FR / FRA | | Registry | INSEE (via RNE / guichet unique) | | Last updated | 2026-05-06 | ## Identifiers Collect two identifiers from each business customer in France and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | ------------------------------------------------- | -------------------------------- | | `businessInfo.taxId` | **Numéro de TVA intracommunautaire (TVA intra.)** | DGFiP | | `businessInfo.businessEntityId` | **Numéro SIREN** | INSEE (via RNE / guichet unique) | *Tax ID:* Format: FR + 2-char check key (alpha/num) + 9-digit SIREN, e.g. FR12 345678901. Verified via VIES. Issued on Mémento Fiscal on VAT registration. *Registration number:* 9-digit unique entity number, permanent throughout company life. SIRET = SIREN + 5-digit NIC per establishment; SIREN is the primary KYB identifier. ## Sector regulators `ACPR` · `AMF` · `Banque de France` · `ARCEP` ## Legal structures | Local name | Abbreviation | Description | | -------------------------------------------------- | ------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Société à Responsabilité Limitée | SARL | Limited liability; 1–100 members; no minimum capital; managed by gérant(s). The standard SME vehicle. Equivalent to a US LLC. | | Entreprise Unipersonnelle à Responsabilité Limitée | EURL | Single-member SARL; sole gérant; same rules apply. Equivalent to a US single-member LLC. | | Société par Actions Simplifiée | SAS | Flexible share company; ≥1 shareholder; €1 minimum capital; président is mandatory legal representative; most popular form since 2022. Closest US equivalent: C-Corp. | | Société par Actions Simplifiée Unipersonnelle | SASU | Single-shareholder SAS; sole actionnaire serves as président and legal representative. Closest US equivalent: C-Corp. | | Société Anonyme | SA | Public-type share company; ≥2 shareholders; €37,000 minimum capital; governed by conseil d'administration (PDG model) or directoire + conseil de surveillance; can be listed. Closest US equivalent: C-Corp. | | Société en Commandite par Actions | SCA | Partnership limited by shares; ≥1 general partner (commandité, unlimited liability) + ≥3 limited shareholders (commanditaires, liability capped to contribution); ≥€37,000 capital; shares freely transferable. Closest US equivalent: Limited Partnership (LP). | | Société Européenne | SE | European company formed under EU Reg. 2157/2001; registered office in France; governed as a French SA; €120,000 minimum capital; can transfer across EU member states. Closest US equivalent: C-Corp. | | Société en Nom Collectif | SNC | General partnership; all associés bear joint and unlimited personal liability; managed by gérant(s). Closest US equivalent: General Partnership. | | Société en Commandite Simple | SCS | Limited partnership; ≥1 general partner (commandité, unlimited liability) + ≥1 limited partner (commanditaire, liability capped); no minimum capital. Closest US equivalent: Limited Partnership. | | Entrepreneur Individuel | EI | Sole trader, including micro-enterprise (auto-entrepreneur); unified status since Loi 2022-172 (effective 15 May 2022); personal and professional assets protected by default; EIRL abolished. Equivalent to a US Sole Proprietorship. | | Société Civile Immobilière | SCI | Civil real-estate holding company; holds and manages property; not authorized for commercial trading; managed by gérant(s). Closest US equivalent: real-estate holding trust or statutory trust. | | Société Civile Professionnelle | SCP | Civil partnership for joint exercise of regulated liberal professions (e.g., notaires, avocats, médecins); ≥2 members; registered in RCS; members bear unlimited joint liability. Closest US equivalent: professional partnership. | | Groupement d'Intérêt Économique | GIE | Economic interest grouping; enables two or more existing businesses to pool resources for a common economic purpose while retaining independence; registered in RCS; members bear joint and several liability; not a primary trading entity. Closest US equivalent: joint venture. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ------------------------------------------------------------------------------------------------------------------- | | Legal Registration | *Any one of:* Extrait Kbis · Certificat d'immatriculation RNE | | Constitutive Documents | Statuts | | Tax Registration | Mémento Fiscal | | Operating Permit | *Any one of:* Déclaration d'activité · Autorisation d'exercice · Autorisation sectorielle · Autorisation municipale | | Ownership Records | *Any one of:* Registre des mouvements de titres · Registre des associés | | Signing Authority | *Any one of:* PV d'assemblée générale · Résolution de gérance · Procuration | | Address | *Any one of:* Contrat de bail · Facture de services · Relevé bancaire | | Good Standing | Extrait Kbis | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | --------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------- | | **Extrait Kbis (commercial entities)** | Legal Registration, Good Standing | | **Certificat d'immatriculation RNE (non-commercial)** | Legal Registration | | **Statuts** | Constitutive Documents | | **Mémento Fiscal (TVA certificate, DGFiP)** | Tax Registration | | **Déclaration d'activité (guichet unique)** | Operating Permit | | **Autorisation d'exercice (guichet unique)** | Operating Permit | | **Autorisation sectorielle (sector-specific permit)** | Operating Permit | | **Autorisation municipale (municipal operating permit)** | Operating Permit | | **Registre des mouvements de titres (SA)** | Ownership Records | | **Registre des associés (SARL)** | Ownership Records | | **PV d'assemblée générale (board/GA resolution)** | Signing Authority | | **Résolution de gérance** | Signing Authority | | **Procuration / Délégation de pouvoir (for third-party signatories)** | Signing Authority | | **Contrat de bail** | Address | | **Facture de services (≤90 jours)** | Address | | **Relevé bancaire (≤90 jours)** | Address | | **Sector-Specific License** | Agrément ACPR (banking, payment services, insurance), Agrément AMF (investment services, asset management) | **Not applicable in France:** Governance Records. Skip these areas — no local artifact exists. ### Collection notes * **Legal Registration:** Kbis issued by Greffe; RNE certificate free via INPI. Both reflect SIREN and current dirigeants. Kbis remains the standard artifact for commercial companies; RNE certificate now legally equivalent for KYB purposes. * **Constitutive Documents:** Notarised for SA; sous seing privé permitted for SAS/SARL. Filed with RNE at incorporation via guichet unique. * **Tax Registration:** Documents TVA intracommunautaire number. Non-VAT entities: use Avis de Situation SIRENE showing SIREN as fallback. * **Operating Permit:** France has no single national general trade permit; declaration via guichet unique (formalites.entreprises.gouv.fr) substitutes for the former CFE process. Some sectors (artisans, professions libérales) require additional qualification proof. * **Sector-Specific License:** ACPR (banking: CRD IV / CRR; PSPs: PSD2); AMF (MiFID II / MiFIR; AIFMD). Significant credit institutions: ECB is competent authority; ACPR acts as NCA. * **Ownership Records:** Bring statuts (all entity types). SA entities also provide registre des mouvements de titres; SARL entities provide registre des associés. * **Signing Authority:** Board/shareholder resolution (PV) required for non-routine acts; notarised POA for external mandataries. * **Address:** Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks. * **Good Standing:** No standalone good-standing certificate is issued; a recently dated copy of the listed document evidences current standing. France is a subsumed-by-extract jurisdiction; a dated Extrait Kbis (issued within 90 days) issued by the Greffe du Tribunal de Commerce is the live source of truth for entity status and serves the certificate-of-good-standing function; no separate CoGS document exists ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | -------------------------------------- | ---------------------- | -------------------------------------------------------------------------------------------------------------- | | Gérant (SARL / SNC / SCI) | `CONTROLLING_PERSON` | Appointed managing officer; day-to-day authority; registered in Kbis. | | Président (SAS / SASU) | `LEGAL_REPRESENTATIVE` | Mandatory legal rep of a SAS; binds the company vis-à-vis third parties; registered in Kbis. | | Directeur Général (SAS) | `CONTROLLING_PERSON` | Optional operational executive in SAS; assists the président; distinct role from président. | | Président-Directeur Général (SA) | `CONTROLLING_PERSON` | Executive chair of SA with combined management and board-chair functions (conseil d'administration structure). | | Directeur Général (SA) | `CONTROLLING_PERSON` | Executive manager of SA; appointed by conseil d'administration; distinct from PDG. | | Administrateur (SA) | `CONTROLLING_PERSON` | Member of the conseil d'administration; governance/oversight; not operational. | | Membre du conseil de surveillance (SA) | `CONTROLLING_PERSON` | Supervisory board member in SA with directoire structure; oversight only. | | Membre du directoire (SA) | `CONTROLLING_PERSON` | Executive board member in SA with directoire structure; operational management. | | Mandataire / Procurataire | `LEGAL_REPRESENTATIVE` | Holder of a procuration or délégation de pouvoir; authorized to bind company for specific acts. | ## Notes * Kbis vs. RNE certificate are not identical in legal standing. The Extrait Kbis remains the primary artifact for commercial entities (RCS-registered); the INPI RNE certificate has no autonomous legal validity for judicial proceedings but is accepted for KYB onboarding. Always collect Kbis for commercial companies (SARL, SAS, SA, SNC). * RNE phase-in teething issues (2023). The 2023 migration from multi-track CFE/RCS/SIRENE system to the unified guichet unique caused widespread data-sync delays; some companies received incorrect SIREN/SIRET updates or dual registrations. Verify SIREN status on both data.inpi.fr and annuaire-entreprises.data.gouv.fr for entities incorporated in 2023. * SAS president ≠ SARL gérant for signing-authority verification. In a SAS, the statuts may restrict the président's powers — always check the statuts (not just the Kbis) for any limitations on the scope of authority before accepting a PV or POA. * Commissaire aux Comptes threshold. Not all SARL or SAS appoint a statutory auditor; mandatory only above two of: €5M balance sheet, €10M turnover, 50 employees (Art. D821-172, Décret n°2024-152 of 28 Feb 2024, eff. 2024-03-01). Absence of a CAC is normal for smaller entities and is not a KYB gap.