> ## Documentation Index
> Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt
> Use this file to discover all available pages before exploring further.

# Eswatini

> How to collect KYB documents from business customers in Eswatini (SWZ) when onboarding through the Conduit API.

## Overview

| Field        | Value                        |
| ------------ | ---------------------------- |
| Region       | Africa                       |
| ISO 3166-1   | SZ / SWZ                     |
| Registry     | Registrar of Companies, MCIT |
| Last updated | 2026-05-06                   |

## Identifiers

Collect two identifiers from each business customer in Eswatini and submit them as strings on the application body.

| API field                       | Local name                      | Issuer                         |
| ------------------------------- | ------------------------------- | ------------------------------ |
| `businessInfo.taxId`            | **TIN**                         | ERS (Eswatini Revenue Service) |
| `businessInfo.businessEntityId` | **Company Registration Number** | Registrar of Companies, MCIT   |

*Tax ID:* 9-digit number; ERS issues a TIN Registration Certificate on successful registration.

*Registration number:* Assigned on incorporation; printed on Certificate of Incorporation.

## Sector regulators

`CBE` · `FSRA` · `EFIC`

## Legal structures

| Local name                    | Abbreviation | Description                                                                                                                                                                                                   |
| ----------------------------- | ------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Private Company               | (Pty) Ltd    | Closely-held share-capital company with restricted share transfers; minimum 1 director; no minimum capital requirement. Equivalent to a US LLC.                                                               |
| Public Company                | Ltd          | Share-capital company with freely transferable shares, optionally listed on a stock exchange; audited financials required; minimum 2 directors. Equivalent to a US C-Corp.                                    |
| Sole Proprietorship           | —            | Single individual trading under a registered business name; owner bears unlimited personal liability. Registrable under the Registration of Businesses Act 1933. Equivalent to a US Sole Proprietorship.      |
| Partnership                   | —            | Two or more persons carrying on business in common; all partners bear unlimited joint liability. Registrable under the Registration of Businesses Act 1933. Equivalent to a US General Partnership.           |
| Cooperative Society           | —            | Member-owned entity registered under the Co-operative Societies Act 2003; governed by a Commissioner for Cooperative Development; requires minimum of seven founding members. Equivalent to a US Cooperative. |
| Non-Profit Making Association | —            | Association incorporated without share capital under the Companies Act 2009; profits may not be distributed to members. Equivalent to a US Nonprofit Corporation.                                             |
| Foreign Company               | —            | Branch of a foreign entity registered with the Registrar of Companies; not a separate legal person from the parent. Equivalent to a US Branch/Rep Office.                                                     |

## How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

| Evidence area          | Documents needed                                              |
| ---------------------- | ------------------------------------------------------------- |
| Legal Registration     | Certificate of Incorporation                                  |
| Constitutive Documents | Memorandum and Articles of Association                        |
| Tax Registration       | TIN Registration Certificate                                  |
| Operating Permit       | Trading Licence                                               |
| Ownership Records      | *All required:* Share Register + Annual Return                |
| Governance Records     | *All required:* Annual Return + Directors Register            |
| Signing Authority      | *Any one of:* Board Resolution · Notarised POA                |
| Address                | *Any one of:* Lease Agreement · Utility Bill · Bank Statement |
| Good Standing          | Certificate of Good Standing                                  |

## Documents to collect

The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.

| Document                                                  | Proves                                |
| --------------------------------------------------------- | ------------------------------------- |
| **Certificate of Incorporation**                          | Legal Registration                    |
| **Memorandum and Articles of Association**                | Constitutive Documents                |
| **TIN Registration Certificate**                          | Tax Registration                      |
| **Trading Licence**                                       | Operating Permit                      |
| **Share Register**                                        | Ownership Records                     |
| **Annual Return**                                         | Ownership Records, Governance Records |
| **Directors Register**                                    | Governance Records                    |
| **Board Resolution**                                      | Signing Authority                     |
| **Notarised POA**                                         | Signing Authority                     |
| **Lease Agreement**                                       | Address                               |
| **Utility Bill (≤90 days old)**                           | Address                               |
| **Bank Statement (≤90 days old)**                         | Address                               |
| **Certificate of Good Standing (Registrar of Companies)** | Good Standing                         |
| **Sector-Specific License**                               | CBE, FSRA sector licence              |

### Collection notes

* **Legal Registration:** Issued by Registrar of Companies on completion of online registration.
* **Constitutive Documents:** Traditional paired structure; compiled per Companies Act 2009; filed with Registrar at incorporation.
* **Tax Registration:** Issued by ERS; 9-digit TIN; VAT registration required if turnover exceeds E900,000.
* **Operating Permit:** Issued by MCIT Department of Commerce; required for commercial trading activity; annual.
* **Sector-Specific License:** CBE for banking, forex bureaux, money remittance; FSRA for insurance, retirement funds, capital markets, credit & savings institutions.
* **Ownership Records:** Share register maintained by the company; Annual Return filed 1 July–31 August each year.
* **Governance Records:** Annual Return (Form C) filed 1 July–31 August; Form J is the separate 21-day post-incorporation directors/members notification.
* **Signing Authority:** Board resolution evidencing signing authority, or notarised power of attorney for third-party representatives.
* **Address:** Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks.
* **Good Standing:** Issued by the Registrar of Companies within the Ministry of Commerce, Industry and Trade. Annual returns must be filed between 1 July and 31 August each year; a Certificate of Good Standing is only available where annual returns are current. Request a copy dated within 30 days for banking use.

## Person roles

When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role.

| Local role                      | Canonical API role     | Description                                                    |
| ------------------------------- | ---------------------- | -------------------------------------------------------------- |
| Director                        | `CONTROLLING_PERSON`   | Day-to-day management authority; min. 1 (private), 2 (public). |
| Authorised Signatory / Attorney | `LEGAL_REPRESENTATIVE` | Holder of board-authorised POA; binds the company.             |

## Notes

* Eswatini is not OHADA; do not apply OHADA entity types (SARL, SA, etc.) — use the Companies Act 2009 structures.
* Eswatini is a Common Monetary Area (CMA) member; the Lilangeni (SZL) is pegged 1:1 to the South African Rand (ZAR). Exchange controls apply under CMA arrangements.
* Apostille valid: Eswatini has been a party to the Hague Apostille Convention since 6 September 1968 (by succession). Documents for cross-border use require apostille, not full legalisation chain.