> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # Bangladesh > How to collect KYB documents from business customers in Bangladesh (BGD) when onboarding through the Conduit API. ## Overview | Field | Value | | ------------ | ---------------------------- | | Region | Asia (West, South & Central) | | ISO 3166-1 | BD / BGD | | Registry | RJSC (roc.gov.bd) | | Last updated | 2026-05-06 | ## Identifiers Collect two identifiers from each business customer in Bangladesh and submit them as strings on the application body. | API field | Local name | Issuer | | ------------------------------- | ------------------------------------- | ----------------------------------- | | `businessInfo.taxId` | **e-TIN** | NBR (incometax.gov.bd / vat.gov.bd) | | `businessInfo.businessEntityId` | **Company Registration Number (CRN)** | RJSC (roc.gov.bd) | *Tax ID:* 12-digit income tax registration number issued by NBR Income Tax wing. Most businesses also require a separate BIN (VAT registration number — see vat\_id identifier). *Registration number:* Numeric, issued on the Certificate of Incorporation; appears on all RJSC-certified documents. ## Sector regulators `Bangladesh Bank` · `BSEC` · `IDRA` · `BFIU` · `MRA` ## Legal structures | Local name | Abbreviation | Description | | -------------------------------- | ------------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Private Limited Company | Ltd. | Closely-held company limited by shares with 2–50 shareholders; shares are not freely transferable and may not be offered to the public. The default SME incorporation vehicle in Bangladesh. Equivalent to a US LLC. | | One Person Company | OPC | Single natural-person shareholder company with separate legal personality, introduced by the Companies (Amendment) Act 2020; paid-up capital BDT 2.5M–50M. Equivalent to a US single-member LLC (SMLLC). | | Public Limited Company | PLC | Share-capital company with at least 7 shareholders; shares are freely transferable and may be offered to the public; may be listed on the Dhaka or Chittagong Stock Exchange. Equivalent to a US C-Corp. | | Company Limited by Guarantee | — | Incorporated under the Companies Act 1994 without share capital; members' liability is limited to a fixed guarantee amount; used primarily for non-profit associations, clubs, and professional bodies. Equivalent to a US Nonprofit Corporation. | | Partnership Firm | — | Two to twenty partners with unlimited joint and several liability; registered with RJSC under the Partnership Act 1932; no separate legal personality. Equivalent to a US General Partnership (GP). | | Sole Proprietorship | — | Single natural person trading under a trade name; registered via Trade License from the local City Corporation or municipality; no RJSC filing required and no separate legal entity. Equivalent to a US Sole Proprietorship. | | Cooperative Society | — | Member-owned entity registered under the Cooperative Societies Act 2001 with the Department of Cooperatives (Ministry of Local Government); minimum 10 members; governed by cooperative principles for mutual economic benefit. Equivalent to a US Cooperative. | | Society | — | Non-commercial body corporate registered under the Societies Registration Act 1860 with RJSC; used for literary, scientific, charitable, and professional associations. Equivalent to a US Nonprofit Corporation. | | Branch Office of Foreign Company | — | Extension of a foreign parent entity registered with RJSC and approved by BIDA; may conduct revenue-generating activities in Bangladesh but has no separate legal personality — liabilities rest with the foreign parent. Equivalent to a US Branch/Rep Office. | | Liaison / Representative Office | — | Non-revenue-generating communication and promotion office of a foreign entity; approved by BIDA and registered with RJSC; may not engage in commercial transactions. Equivalent to a US Branch/Rep Office. | ## How documents combine For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below. | Evidence area | Documents needed | | ---------------------- | ------------------------------------------------------------------- | | Legal Registration | Certificate of Incorporation | | Constitutive Documents | *All required:* Memorandum of Association + Articles of Association | | Tax Registration | *All required:* e-TIN Certificate + BIN Certificate | | Operating Permit | Trade License | | Ownership Records | *All required:* Schedule X Annual Return + Company Share Register | | Governance Records | Form XII | | Signing Authority | Board Resolution | | Address | *Any one of:* Lease Agreement · Utility Bill · Bank Statement | ## Documents to collect The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed. | Document | Proves | | ------------------------------------------------------------------------------ | ----------------------------------------------------------------------------------------------- | | **Certificate of Incorporation** | Legal Registration | | **Memorandum of Association** | Constitutive Documents | | **Articles of Association** | Constitutive Documents | | **e-TIN Certificate (Electronic Taxpayer Identification Number — income tax)** | Tax Registration | | **BIN Certificate / Mushak 2.3 (Business Identification Number — VAT)** | Tax Registration | | **Trade License** | Operating Permit | | **Schedule X Annual Return (RJSC filing)** | Ownership Records | | **Company Share Register** | Ownership Records | | **Form XII (Particulars of Directors, Managers and Managing Agents)** | Governance Records | | **Board Resolution** | Signing Authority | | **Lease Agreement** | Address | | **Utility Bill (≤90 days old)** | Address | | **Bank Statement (≤90 days old)** | Address | | **Sector-Specific License** | Bangladesh Bank licence (banks/NBFIs), BSEC registration (securities), IDRA licence (insurance) | **Not applicable in Bangladesh:** Good Standing. Skip these areas — no local artifact exists. ### Collection notes * **Legal Registration:** Issued by RJSC; includes CRN and incorporation date. * **Constitutive Documents:** Paired constitutive documents; RJSC issues digitally signed certified copies on incorporation. * **Tax Registration:** Both required; TIN from incometax.gov.bd, BIN from vat.gov.bd. * **Operating Permit:** Issued annually by City Corporation or Municipality; must be renewed each fiscal year (July–June). An expired Trade License is a common compliance gap — verify renewal date, not just issuance date. * **Sector-Specific License:** Sector-specific; only required for regulated entities. * **Ownership Records:** No centralised public register of shareholders exists; collect the Schedule X Annual Return (latest filed with RJSC) and the internal Company Share Register. * **Governance Records:** Filed with RJSC within 14 days of appointment/change (Companies Act 1994, s.115); updated annually via Schedule X. * **Signing Authority:** Board resolution sufficient for authorised signatories; a notarised Power of Attorney is required for third-party representatives. * **Address:** Lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks. ## Person roles When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role. | Local role | Canonical API role | Description | | --------------------------------------- | ---------------------- | --------------------------------------------------------------- | | Director (পরিচালক) | `CONTROLLING_PERSON` | Appointed to manage company operations; registered on Form XII. | | Managing Director (ব্যবস্থাপনা পরিচালক) | `CONTROLLING_PERSON` | Executive director with day-to-day management authority. | | Chairman of Board | `CONTROLLING_PERSON` | Presides over board; governance role, not executive. | | Authorised Signatory (POA holder) | `LEGAL_REPRESENTATIVE` | Empowered to bind company by board resolution or notarised POA. | ## Notes * Bangladesh joined the Hague Apostille Convention effective 2025-03-30 (accession deposited 2024-07-29); at least twelve countries have objected (Argentina, Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Lithuania, Netherlands) — documents bound for those jurisdictions still require consular legalisation; check the live HCCH notifications page (hcch.net/en/instruments/conventions/status-table/notifications/?csid=1533\&disp=type) for the current list. * The OPC structure (introduced via Companies Amendment Act 2020, RJSC registration open from 2021-05-23) is still relatively new; the sole shareholder is simultaneously director, manager, and company secretary — all roles map to a single person. * Trade Licenses must be renewed annually (July–June fiscal year); an expired Trade License is a common compliance gap at onboarding — always verify renewal date, not just issuance date. * RJSC's primary digital portal is roc.gov.bd / app.roc.gov.bd; the older app1.roc.gov.bd remains active but is being phased out — confirm document authenticity via the current portal.