> ## Documentation Index
> Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt
> Use this file to discover all available pages before exploring further.

# Albania

> How to collect KYB documents from business customers in Albania (ALB) when onboarding through the Conduit API.

## Overview

| Field        | Value      |
| ------------ | ---------- |
| Region       | Europe     |
| ISO 3166-1   | AL / ALB   |
| Registry     | QKB/NBC    |
| Last updated | 2026-05-06 |

## Identifiers

Collect two identifiers from each business customer in Albania and submit them as strings on the application body.

| API field                       | Local name | Issuer                                     |
| ------------------------------- | ---------- | ------------------------------------------ |
| `businessInfo.taxId`            | **NIPT**   | DPT (General Directorate of Taxes) via QKB |
| `businessInfo.businessEntityId` | **NIPT**   | DPT (General Directorate of Taxes) via QKB |

*Tax ID:* 10-char format: letter + 8 digits + check letter (e.g. K12345678L). Doubles as VAT number. Issued at registration; appears on Certifikata e Regjistrimit.

*Registration number:* 10-char format: letter + 8 digits + check letter (e.g. K12345678L). Doubles as VAT number. Issued at registration; appears on Certifikata e Regjistrimit.

## Sector regulators

`Bank of Albania` · `AKEP` · `DPT/Tatime`

## Legal structures

| Local name                            | Abbreviation | Description                                                                                                                                                                                                                                 |
| ------------------------------------- | ------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Shoqëri me Përgjegjësi të Kufizuar    | Sh.p.k.      | Quota-based limited-liability company; minimum capital ALL 100; one or more members managed by appointed administrator(s). Equivalent to a US LLC.                                                                                          |
| Shoqëri Anonime                       | Sh.a.        | Joint-stock company with transferable shares; minimum capital ALL 3,500,000 (private) or ALL 10,000,000 (public offering); requires board of directors. Closest US equivalent: C-Corp.                                                      |
| Shoqëri Kolektive                     | Sh.k.        | General partnership in which all partners bear joint and unlimited personal liability for company obligations; no minimum capital required. Equivalent to a US General Partnership (GP).                                                    |
| Shoqëri Komandite                     | Sh.km.       | Limited partnership with at least one general partner (unlimited liability) and one or more limited partners (liability capped at contribution). Equivalent to a US Limited Partnership (LP).                                               |
| Person Fizik Tregtar                  | —            | Individual trader (sole entrepreneur) registered at QKB under Law 9901/2008; a single natural person conducting commercial activity with unlimited personal liability and no separate legal entity. Equivalent to a US Sole Proprietorship. |
| Degë e Shoqërisë së Huaj              | —            | Branch of a foreign company registered at QKB; conducts commercial activity in Albania under the parent company's name and legal personality without forming a separate Albanian entity. Closest US equivalent: Branch/Rep Office.          |
| Zyrë Përfaqësuese e Shoqërisë së Huaj | —            | Representative office of a foreign company; registered at QKB but limited to promotional and liaison activities with no income-generating commercial operations; no separate legal personality. Closest US equivalent: Branch/Rep Office.   |
| Shoqëri Kooperative                   | Sh.ko.       | Cooperative society organised on a member-owned, democratic basis under Albanian cooperative law; members share profits and liability according to participation. Closest US equivalent: Cooperative.                                       |

## How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

| Evidence area          | Documents needed                                                    |
| ---------------------- | ------------------------------------------------------------------- |
| Legal Registration     | Certifikata e Regjistrimit                                          |
| Constitutive Documents | Statuti                                                             |
| Tax Registration       | Certifikata NIPT/NUIS                                               |
| Operating Permit       | NLC permit                                                          |
| Ownership Records      | QKB shareholders list                                               |
| Governance Records     | Certifikata e Regjistrimit                                          |
| Signing Authority      | *Any one of:* Vendim i Asamblesë · Prokurë noteriale                |
| Address                | *Any one of:* Kontratë qiraje · Faturë shërbimesh · Pasqyrë bankare |
| Good Standing          | Certifikata e Regjistrimit                                          |

## Documents to collect

The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.

| Document                                           | Proves                                                                                         |
| -------------------------------------------------- | ---------------------------------------------------------------------------------------------- |
| **Certifikata e Regjistrimit (QKB)**               | Legal Registration, Governance Records, Good Standing                                          |
| **Statuti**                                        | Constitutive Documents                                                                         |
| **Certifikata NIPT/NUIS (DPT)**                    | Tax Registration                                                                               |
| **NLC permit**                                     | Operating Permit                                                                               |
| **QKB shareholders list**                          | Ownership Records                                                                              |
| **Vendim i Asamblesë (assembly/board resolution)** | Signing Authority                                                                              |
| **Prokurë noteriale (notarised PoA)**              | Signing Authority                                                                              |
| **Kontratë qiraje**                                | Address                                                                                        |
| **Faturë shërbimesh (≤90 ditë)**                   | Address                                                                                        |
| **Pasqyrë bankare (≤90 ditë)**                     | Address                                                                                        |
| **Sector-Specific License**                        | Bank of Albania Licence, AFSA Licence (Albanian Financial Supervisory Authority), AKEP licence |

### Collection notes

* **Legal Registration:** Downloadable from qkb.gov.al by NUIS or company name; free public access.
* **Constitutive Documents:** Single constitutive document per Law 9901/2008; notarised for Sh.a.; filed with and retrievable from QKB.
* **Tax Registration:** Issued by DPT on registration; NUIS is simultaneously the VAT number. Non-profits and farmers register directly with the Regional Tax Directorate.
* **Operating Permit:** Licenses issued via National Licensing Center (NLC) under Law 10081/2009; some categories delegated to Bashki (municipality). Sector-specific activities (banking, telecom, energy) licensed separately by relevant regulator.
* **Sector-Specific License:** Applies to: banking and non-bank financial institutions (Bank of Albania); insurance, securities, pensions (AFSA/AMF); telecom operators (AKEP).
* **Ownership Records:** Shareholders (Ortakë for Sh.p.k., Aksionarë for Sh.a.) are listed in the QKB extract with quota percentages.
* **Governance Records:** Lists administrator(s) (Sh.p.k.) or board of directors members (Sh.a.) with names and appointment dates; update via QKB change-of-data filing.
* **Signing Authority:** Notarisation required for PoAs granting broad signing authority; administrator authority derives from appointment in Statuti and QKB filing.
* **Address:** Lease (no time bound) OR utility bill OR bank statement (utility/bank dated within 90 days). Same evidence satisfies both registered-address and operating-address checks.
* **Good Standing:** No standalone good-standing certificate is issued; a recently dated copy of the listed document evidences current standing. QKB issues no separate certificate of good standing; a freshly downloaded Certifikata e Regjistrimit from qkb.gov.al reflects current active/inactive status and serves this purpose (subsumed-by-extract pattern)

## Person roles

When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role.

| Local role                        | Canonical API role     | Description                                                                                                     |
| --------------------------------- | ---------------------- | --------------------------------------------------------------------------------------------------------------- |
| Administrator (Sh.p.k.)           | `CONTROLLING_PERSON`   | Appointed managing director; day-to-day operational authority; registered with QKB.                             |
| Bordi i Drejtorëve member (Sh.a.) | `CONTROLLING_PERSON`   | Executive board member of Sh.a.; appointed by shareholders or supervisory board.                                |
| Bordi Mbikëqyrës member (Sh.a.)   | `CONTROLLING_PERSON`   | Supervisory board member; oversight/governance role, not operational.                                           |
| Përfaqësuesi Ligjor               | `LEGAL_REPRESENTATIVE` | Named legal representative; may be the administrator or an appointed PoA holder authorized to bind the company. |
| Partner Komplementar (Sh.km.)     | `CONTROLLING_PERSON`   | General partner with management authority and unlimited liability.                                              |

## Notes

* Single identifier: NUIS = registration number = VAT number. Albania does not issue a separate company registration number (CRN) distinct from the tax ID; the NUIS is used for all purposes. Map both businessInfo.taxId and businessInfo.businessEntityId to the same NUIS value.
* Sh.p.k. minimum capital is nominally ALL 100 (\~€0.90). Do not rely on share capital as a proxy for financial substance; request financial statements or bank reference separately for risk-scoring purposes.