> ## Documentation Index > Fetch the complete documentation index at: https://v2.docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # List transactions > Returns a paginated list of the caller's transactions. Filter by type, status, customer, asset, chain, transaction hash, external payment reference, linked order, or creation timestamp. Sorted by `createdAt desc` by default; use `sortBy` and `sortOrder` to override. ## OpenAPI ````yaml https://api.sandbox.conduit.financial/v2/api-docs/openapi.json get /transactions openapi: 3.0.0 info: title: Conduit Sandbox API description: >- **Sandbox API** — clients integrate against this surface to exercise happy and unhappy paths without consuming real KYC/PSP credits or moving real money. Customer KYC, banking partners, and crypto custody are stubbed; org-level KYB runs against real providers. Simulation endpoints under `/v2/sandbox/*` drive specific scenarios. Internal and portal endpoints are excluded from this spec. version: '2.0' contact: {} servers: - url: https://api.sandbox.conduit.financial/v2 description: Sandbox - url: https://api.conduit.financial/v2 description: Production security: - api-key: [] tags: - name: Customers - name: Registered Addresses - name: Wallets - name: Wallet Signers - name: Signing Quorum - name: Virtual Accounts - name: Applications - name: Documents - name: Verifications - name: Signing Requests - name: Transactions - name: Payouts - name: Whitelist Recipients - name: Orders - name: RFIs - name: Webhook Endpoints - name: Webhook Deliveries - name: Webhook Event Types - name: Features - name: Customer Onboarding - name: Sandbox paths: /transactions: get: tags: - Transactions summary: List transactions description: >- Returns a paginated list of the caller's transactions. Filter by type, status, customer, asset, chain, transaction hash, external payment reference, linked order, or creation timestamp. Sorted by `createdAt desc` by default; use `sortBy` and `sortOrder` to override. operationId: TransactionsController_list_v2 parameters: - name: cursor required: false in: query description: Opaque cursor from a previous response to fetch the next page schema: type: string - name: limit required: false in: query description: Maximum number of results to return (1-100) schema: minimum: 1 maximum: 100 default: 20 type: number - name: direction required: false in: query description: Pagination direction relative to the cursor schema: enum: - forward - backward type: string - name: type required: true in: query schema: type: string - name: status required: false in: query schema: type: array items: type: string - name: customerId required: false in: query schema: type: string - name: linkedOrderId required: false in: query schema: type: string - name: asset required: false in: query schema: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX - name: chain required: false in: query schema: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin - name: txHash required: false in: query description: >- The on-chain transaction hash or signature. Case does not matter where the chain encodes it as hex; on a chain whose encoding is case-sensitive (for example Solana), it is matched exactly, since a different case is a different value. schema: type: string - name: sourceAddress required: false in: query schema: type: string - name: externalReference required: false in: query description: >- The provider-side reference on a fiat transaction: the sending bank's reference on a deposit, the payout provider's on a withdrawal. Both are matched, so pair it with `type=deposit` if you only want deposits. It is also the reference the sandbox fiat deposit simulator acknowledges with. Crypto deposits never match — resolve those with `txHash`, even if you passed an `externalReference` to the crypto simulator. Not a Conduit id, and not your own `clientReferenceId`. schema: type: string - name: clientReferenceId required: false in: query description: >- Client-supplied reference, unique per resource within your organization. 1-255 characters from A-Za-z, 0-9, underscore, hyphen, colon, and period — no spaces. schema: type: string - name: createdAfter required: false in: query schema: type: string - name: createdBefore required: false in: query schema: type: string - name: sortBy required: false in: query schema: enum: - createdAt - updatedAt type: string - name: sortOrder required: false in: query schema: enum: - asc - desc type: string responses: '200': description: '' content: application/json: schema: $ref: '#/components/schemas/PublicTransactionsPageDto' '400': description: >- **INVALID_OID_FORMAT**: A path or query parameter expected a valid object identifier but received a value that does not match the expected format. **VALIDATION_ERROR**: The request body or query parameters failed validation. One or more fields have invalid values, missing required properties, or incorrect types. Multipart file uploads that fail at the multipart-parser layer (unexpected form-field name, too many parts) carry an extra 'field' member naming the offending form-field. **INVALID_CURSOR**: The pagination cursor provided in the request is malformed or has expired. content: application/json: schema: $ref: '#/components/schemas/ValidationErrorDto' example: type: INVALID_OID_FORMAT title: Invalid Object ID Format status: 400 detail: >- A path or query parameter expected a valid object identifier but received a value that does not match the expected format. resolution: >- Verify that all IDs in the request URL and query parameters are correctly formatted. IDs are typically prefixed strings like 'cus_...', 'app_...', or 'doc_...'. docs: https://conduit-v2.mintlify.app/errors#invalid-oid-format instance: /v2/... correlationId: req_a1b2c3d4 timestamp: '2026-01-15T09:30:00.000Z' '401': description: >- **API_KEY_MISSING**: The request did not include an API key. All API requests must be authenticated. **API_KEY_INVALID**: The provided API key is not recognized or has been revoked. content: application/json: schema: $ref: '#/components/schemas/ProblemDetailDto' example: type: API_KEY_MISSING title: API Key Missing status: 401 detail: >- The request did not include an API key. All API requests must be authenticated. resolution: >- Include your API key in the 'x-api-key' header with every request. docs: https://conduit-v2.mintlify.app/errors#api-key-missing instance: /v2/... correlationId: req_a1b2c3d4 timestamp: '2026-01-15T09:30:00.000Z' '429': description: >- **RATE_LIMITED**: Too many requests. This error is returned by three independent checks: the per-organization bucket applied to every authenticated API request; the per-IP bucket applied to unauthenticated traffic before an API key is validated; and the per-IP bucket applied when repeated invalid API keys are submitted from the same address. Honor the Retry-After header (also exposed as retryAfterSeconds in the body) before retrying. Current limits and remaining budget are visible in X-RateLimit-Limit, X-RateLimit-Remaining, and X-RateLimit-Reset on rate-limited route responses. content: application/json: schema: $ref: '#/components/schemas/RateLimitedErrorDto' example: type: RATE_LIMITED title: Rate Limited status: 429 detail: >- Too many requests. This error is returned by three independent checks: the per-organization bucket applied to every authenticated API request; the per-IP bucket applied to unauthenticated traffic before an API key is validated; and the per-IP bucket applied when repeated invalid API keys are submitted from the same address. Honor the Retry-After header (also exposed as retryAfterSeconds in the body) before retrying. Current limits and remaining budget are visible in X-RateLimit-Limit, X-RateLimit-Remaining, and X-RateLimit-Reset on rate-limited route responses. resolution: >- Sleep until Retry-After seconds have elapsed, then retry. For sustained workloads exceeding the per-organization defaults, request a rate-limit increase through your support contact. docs: https://conduit-v2.mintlify.app/errors#rate-limited instance: /v2/... correlationId: req_a1b2c3d4 timestamp: '2026-01-15T09:30:00.000Z' retryAfterSeconds: 3 '500': description: >- **INTERNAL_ERROR**: An unexpected error occurred while processing your request. content: application/json: schema: $ref: '#/components/schemas/ProblemDetailDto' example: type: INTERNAL_ERROR title: Internal Error status: 500 detail: An unexpected error occurred while processing your request. resolution: >- Retry the request after a brief delay. If the error persists, contact support and include the correlationId from the error response for investigation. docs: https://conduit-v2.mintlify.app/errors#internal-error instance: /v2/... correlationId: req_a1b2c3d4 timestamp: '2026-01-15T09:30:00.000Z' components: schemas: PublicTransactionsPageDto: type: object properties: data: type: array items: oneOf: - type: object properties: id: type: string pattern: ^txn_[0-9A-Za-z]{22}$ customerId: type: string pattern: ^cus_[0-9A-Za-z]{22}$ customerName: description: >- Display name of the customer that owns the transaction: business legal name or individual full name. Same value on the transactions and payouts reads for the same row. Omitted when the customer's identity record hasn't resolved a name yet; per the public omit-don't-null convention, absence is never surfaced as `null`. type: string clientReferenceId: type: string pattern: ^[A-Za-z0-9_\-:.]{1,255}$ description: >- Client-supplied reference, unique per resource within your organization. 1-255 characters from A-Za-z, 0-9, underscore, hyphen, colon, and period — no spaces. status: type: string enum: - pending - processing - completed - failed - cancelled stage: description: >- Progress signal for a non-terminal transaction, informational only — it does not replace `requiresUserSignature`, `hasRfi`, or `failureCode` for deciding whether your integration needs to act. `awaiting_signature`: waiting on the required transaction signature (see `requiresUserSignature`). `awaiting_customer_action`: further input is needed from your customer — details arrive on the matching event (e.g. `transaction.awaiting_sender_information`); this is NOT an RFI, `hasRfi` does not cover it. `under_review`: compliance, document, or verification review of something already submitted is in progress — usually no action needed; check `hasRfi` if unsure. `settling`: funds movement or settlement is in progress, no customer action required — covers long-lived fiat rails like SWIFT that legitimately take days as well as any other non-blocked in-flight state. Omitted once `status` reaches a terminal value (`completed` / `failed` / `cancelled`). The set of values may grow over time — treat unrecognized values the same as `processing`. type: string enum: - awaiting_signature - awaiting_customer_action - under_review - settling source: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. destination: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. fees: type: array items: type: object properties: type: type: string enum: - fixed assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount createdAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' completedAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' failureCode: type: string enum: - user_signature_timeout - user_signature_expired - user_signature_declined - user_signature_rejected_by_provider - crypto_wallet_misconfigured - compliance_hold - compliance_review_rejected - compliance_rejected - returned_by_sender - rail_policy_rejected - insufficient_funds - insufficient_funds_at_settle - rail_unavailable - sender_info_timeout - travel_rule_rejected - provider_rejected - chain_broadcast_failed - roster_changed failureMessage: description: >- Human-readable description of `failureCode`. Defaults to the public error catalog text for the code; sandbox-driven failures may carry the operator-supplied reason instead. type: string cancelledAt: description: >- ISO-8601 timestamp when the transaction was cancelled. Present only on `status: cancelled`. type: string format: date-time example: '2026-01-15T09:30:00.000Z' cancellationReason: description: >- Machine-readable cancellation reason. `client_cancelled` when the client called `POST /v2/payouts/:id/cancel`; `expired` is reserved. Omitted on non-cancelled rows. Mirrors `orders.cancellationReason`. type: string enum: - expired - client_cancelled linkedOrderId: type: string pattern: ^ord_[0-9A-Za-z]{22}$ purpose: description: >- The business purpose declared at payout creation. Drives compliance gating: intercompany requires a whitelisted recipient; other values require supporting documentation. type: string enum: - intercompany - treasury_management - payment_for_goods_or_services - payroll - investments - other - prefunding hasRfi: type: boolean description: >- True when at least one published (non-draft, non-cancelled) RFI targets this transaction. Always present; derived at read time, no stored column. rfiId: description: >- The most recently published such RFI. Omitted (never `null`) when `hasRfi` is false. type: string pattern: ^rfi_[0-9A-Za-z]{22}$ type: type: string enum: - deposit funded: description: >- Orders that hold a claim on this transfer, oldest first, with how much of it each draws. Present only on a transfer into a funding address that has not failed. type: array items: type: object properties: orderId: type: string pattern: ^ord_[0-9A-Za-z]{22}$ orderStatus: description: >- The order's status now. Funds leave the funding address when the order draws them, which can be hours before it succeeds — and they do not come back if it then fails. type: string enum: - pending - succeeded - failed - cancelled amount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - orderId - orderStatus - amount returned: description: >- How much of this transfer has gone back, or is on its way back, to the address it came from. A return is counted from the moment it is dispatched, because the funds leave the funding address then — read the `deposit_return` transaction to see whether it has settled. Present under the same conditions as `funded`. type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false available: description: >- How much of this transfer no order has claimed and no return has taken, so it is still available at the funding address to fund the next order. `source.assetAmount` always equals the sum of `funded[].amount` plus `returned` plus `available`. type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - id - customerId - status - source - destination - fees - createdAt - hasRfi - type description: >- Client-facing view of an inbound deposit (fiat or crypto credit into a customer VA/wallet). - type: object properties: id: type: string pattern: ^txn_[0-9A-Za-z]{22}$ customerId: type: string pattern: ^cus_[0-9A-Za-z]{22}$ customerName: description: >- Display name of the customer that owns the transaction: business legal name or individual full name. Same value on the transactions and payouts reads for the same row. Omitted when the customer's identity record hasn't resolved a name yet; per the public omit-don't-null convention, absence is never surfaced as `null`. type: string clientReferenceId: type: string pattern: ^[A-Za-z0-9_\-:.]{1,255}$ description: >- Client-supplied reference, unique per resource within your organization. 1-255 characters from A-Za-z, 0-9, underscore, hyphen, colon, and period — no spaces. status: type: string enum: - pending - processing - completed - failed - cancelled stage: description: >- Progress signal for a non-terminal transaction, informational only — it does not replace `requiresUserSignature`, `hasRfi`, or `failureCode` for deciding whether your integration needs to act. `awaiting_signature`: waiting on the required transaction signature (see `requiresUserSignature`). `awaiting_customer_action`: further input is needed from your customer — details arrive on the matching event (e.g. `transaction.awaiting_sender_information`); this is NOT an RFI, `hasRfi` does not cover it. `under_review`: compliance, document, or verification review of something already submitted is in progress — usually no action needed; check `hasRfi` if unsure. `settling`: funds movement or settlement is in progress, no customer action required — covers long-lived fiat rails like SWIFT that legitimately take days as well as any other non-blocked in-flight state. Omitted once `status` reaches a terminal value (`completed` / `failed` / `cancelled`). The set of values may grow over time — treat unrecognized values the same as `processing`. type: string enum: - awaiting_signature - awaiting_customer_action - under_review - settling source: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. destination: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. fees: type: array items: type: object properties: type: type: string enum: - fixed assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount createdAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' completedAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' failureCode: type: string enum: - user_signature_timeout - user_signature_expired - user_signature_declined - user_signature_rejected_by_provider - crypto_wallet_misconfigured - compliance_hold - compliance_review_rejected - compliance_rejected - returned_by_sender - rail_policy_rejected - insufficient_funds - insufficient_funds_at_settle - rail_unavailable - sender_info_timeout - travel_rule_rejected - provider_rejected - chain_broadcast_failed - roster_changed failureMessage: description: >- Human-readable description of `failureCode`. Defaults to the public error catalog text for the code; sandbox-driven failures may carry the operator-supplied reason instead. type: string cancelledAt: description: >- ISO-8601 timestamp when the transaction was cancelled. Present only on `status: cancelled`. type: string format: date-time example: '2026-01-15T09:30:00.000Z' cancellationReason: description: >- Machine-readable cancellation reason. `client_cancelled` when the client called `POST /v2/payouts/:id/cancel`; `expired` is reserved. Omitted on non-cancelled rows. Mirrors `orders.cancellationReason`. type: string enum: - expired - client_cancelled linkedOrderId: type: string pattern: ^ord_[0-9A-Za-z]{22}$ purpose: description: >- The business purpose declared at payout creation. Drives compliance gating: intercompany requires a whitelisted recipient; other values require supporting documentation. type: string enum: - intercompany - treasury_management - payment_for_goods_or_services - payroll - investments - other - prefunding hasRfi: type: boolean description: >- True when at least one published (non-draft, non-cancelled) RFI targets this transaction. Always present; derived at read time, no stored column. rfiId: description: >- The most recently published such RFI. Omitted (never `null`) when `hasRfi` is false. type: string pattern: ^rfi_[0-9A-Za-z]{22}$ type: type: string enum: - deposit_return returnOf: description: >- The transfer this sends back. Its `returned` total includes this amount once this row is dispatched, whether or not it has settled yet. Omitted when the original transfer is no longer resolvable. type: string pattern: ^txn_[0-9A-Za-z]{22}$ required: - id - customerId - status - source - destination - fees - createdAt - hasRfi - type description: >- Funds sent back from a funding address to the address they came from. - type: object properties: id: type: string pattern: ^txn_[0-9A-Za-z]{22}$ customerId: type: string pattern: ^cus_[0-9A-Za-z]{22}$ customerName: description: >- Display name of the customer that owns the transaction: business legal name or individual full name. Same value on the transactions and payouts reads for the same row. Omitted when the customer's identity record hasn't resolved a name yet; per the public omit-don't-null convention, absence is never surfaced as `null`. type: string clientReferenceId: type: string pattern: ^[A-Za-z0-9_\-:.]{1,255}$ description: >- Client-supplied reference, unique per resource within your organization. 1-255 characters from A-Za-z, 0-9, underscore, hyphen, colon, and period — no spaces. status: type: string enum: - pending - processing - completed - failed - cancelled stage: description: >- Progress signal for a non-terminal transaction, informational only — it does not replace `requiresUserSignature`, `hasRfi`, or `failureCode` for deciding whether your integration needs to act. `awaiting_signature`: waiting on the required transaction signature (see `requiresUserSignature`). `awaiting_customer_action`: further input is needed from your customer — details arrive on the matching event (e.g. `transaction.awaiting_sender_information`); this is NOT an RFI, `hasRfi` does not cover it. `under_review`: compliance, document, or verification review of something already submitted is in progress — usually no action needed; check `hasRfi` if unsure. `settling`: funds movement or settlement is in progress, no customer action required — covers long-lived fiat rails like SWIFT that legitimately take days as well as any other non-blocked in-flight state. Omitted once `status` reaches a terminal value (`completed` / `failed` / `cancelled`). The set of values may grow over time — treat unrecognized values the same as `processing`. type: string enum: - awaiting_signature - awaiting_customer_action - under_review - settling source: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. destination: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. fees: type: array items: type: object properties: type: type: string enum: - fixed assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount createdAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' completedAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' failureCode: type: string enum: - user_signature_timeout - user_signature_expired - user_signature_declined - user_signature_rejected_by_provider - crypto_wallet_misconfigured - compliance_hold - compliance_review_rejected - compliance_rejected - returned_by_sender - rail_policy_rejected - insufficient_funds - insufficient_funds_at_settle - rail_unavailable - sender_info_timeout - travel_rule_rejected - provider_rejected - chain_broadcast_failed - roster_changed failureMessage: description: >- Human-readable description of `failureCode`. Defaults to the public error catalog text for the code; sandbox-driven failures may carry the operator-supplied reason instead. type: string cancelledAt: description: >- ISO-8601 timestamp when the transaction was cancelled. Present only on `status: cancelled`. type: string format: date-time example: '2026-01-15T09:30:00.000Z' cancellationReason: description: >- Machine-readable cancellation reason. `client_cancelled` when the client called `POST /v2/payouts/:id/cancel`; `expired` is reserved. Omitted on non-cancelled rows. Mirrors `orders.cancellationReason`. type: string enum: - expired - client_cancelled linkedOrderId: type: string pattern: ^ord_[0-9A-Za-z]{22}$ purpose: description: >- The business purpose declared at payout creation. Drives compliance gating: intercompany requires a whitelisted recipient; other values require supporting documentation. type: string enum: - intercompany - treasury_management - payment_for_goods_or_services - payroll - investments - other - prefunding hasRfi: type: boolean description: >- True when at least one published (non-draft, non-cancelled) RFI targets this transaction. Always present; derived at read time, no stored column. rfiId: description: >- The most recently published such RFI. Omitted (never `null`) when `hasRfi` is false. type: string pattern: ^rfi_[0-9A-Za-z]{22}$ type: type: string enum: - withdrawal requiresUserSignature: type: boolean queuePosition: description: >- Position in the per-(wallet, chain) signing queue. Only waiting payouts (position ≥ 1) expose this field; the active/head payout omits it. Absent when the payout is not on the user-signature path or has reached a terminal status. type: integer minimum: 1 maximum: 9007199254740991 required: - id - customerId - status - source - destination - fees - createdAt - hasRfi - type - requiresUserSignature description: >- Client-facing view of an outbound withdrawal (debit out of a customer VA/wallet). - type: object properties: id: type: string pattern: ^txn_[0-9A-Za-z]{22}$ customerId: type: string pattern: ^cus_[0-9A-Za-z]{22}$ customerName: description: >- Display name of the customer that owns the transaction: business legal name or individual full name. Same value on the transactions and payouts reads for the same row. Omitted when the customer's identity record hasn't resolved a name yet; per the public omit-don't-null convention, absence is never surfaced as `null`. type: string clientReferenceId: type: string pattern: ^[A-Za-z0-9_\-:.]{1,255}$ description: >- Client-supplied reference, unique per resource within your organization. 1-255 characters from A-Za-z, 0-9, underscore, hyphen, colon, and period — no spaces. status: type: string enum: - pending - processing - completed - failed - cancelled stage: description: >- Progress signal for a non-terminal transaction, informational only — it does not replace `requiresUserSignature`, `hasRfi`, or `failureCode` for deciding whether your integration needs to act. `awaiting_signature`: waiting on the required transaction signature (see `requiresUserSignature`). `awaiting_customer_action`: further input is needed from your customer — details arrive on the matching event (e.g. `transaction.awaiting_sender_information`); this is NOT an RFI, `hasRfi` does not cover it. `under_review`: compliance, document, or verification review of something already submitted is in progress — usually no action needed; check `hasRfi` if unsure. `settling`: funds movement or settlement is in progress, no customer action required — covers long-lived fiat rails like SWIFT that legitimately take days as well as any other non-blocked in-flight state. Omitted once `status` reaches a terminal value (`completed` / `failed` / `cancelled`). The set of values may grow over time — treat unrecognized values the same as `processing`. type: string enum: - awaiting_signature - awaiting_customer_action - under_review - settling source: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. destination: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. fees: type: array items: type: object properties: type: type: string enum: - fixed assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount createdAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' completedAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' failureCode: type: string enum: - user_signature_timeout - user_signature_expired - user_signature_declined - user_signature_rejected_by_provider - crypto_wallet_misconfigured - compliance_hold - compliance_review_rejected - compliance_rejected - returned_by_sender - rail_policy_rejected - insufficient_funds - insufficient_funds_at_settle - rail_unavailable - sender_info_timeout - travel_rule_rejected - provider_rejected - chain_broadcast_failed - roster_changed failureMessage: description: >- Human-readable description of `failureCode`. Defaults to the public error catalog text for the code; sandbox-driven failures may carry the operator-supplied reason instead. type: string cancelledAt: description: >- ISO-8601 timestamp when the transaction was cancelled. Present only on `status: cancelled`. type: string format: date-time example: '2026-01-15T09:30:00.000Z' cancellationReason: description: >- Machine-readable cancellation reason. `client_cancelled` when the client called `POST /v2/payouts/:id/cancel`; `expired` is reserved. Omitted on non-cancelled rows. Mirrors `orders.cancellationReason`. type: string enum: - expired - client_cancelled linkedOrderId: type: string pattern: ^ord_[0-9A-Za-z]{22}$ purpose: description: >- The business purpose declared at payout creation. Drives compliance gating: intercompany requires a whitelisted recipient; other values require supporting documentation. type: string enum: - intercompany - treasury_management - payment_for_goods_or_services - payroll - investments - other - prefunding hasRfi: type: boolean description: >- True when at least one published (non-draft, non-cancelled) RFI targets this transaction. Always present; derived at read time, no stored column. rfiId: description: >- The most recently published such RFI. Omitted (never `null`) when `hasRfi` is false. type: string pattern: ^rfi_[0-9A-Za-z]{22}$ type: type: string enum: - onramp required: - id - customerId - status - source - destination - fees - createdAt - hasRfi - type description: Client-facing view of a fiat-to-crypto conversion. - type: object properties: id: type: string pattern: ^txn_[0-9A-Za-z]{22}$ customerId: type: string pattern: ^cus_[0-9A-Za-z]{22}$ customerName: description: >- Display name of the customer that owns the transaction: business legal name or individual full name. Same value on the transactions and payouts reads for the same row. Omitted when the customer's identity record hasn't resolved a name yet; per the public omit-don't-null convention, absence is never surfaced as `null`. type: string clientReferenceId: type: string pattern: ^[A-Za-z0-9_\-:.]{1,255}$ description: >- Client-supplied reference, unique per resource within your organization. 1-255 characters from A-Za-z, 0-9, underscore, hyphen, colon, and period — no spaces. status: type: string enum: - pending - processing - completed - failed - cancelled stage: description: >- Progress signal for a non-terminal transaction, informational only — it does not replace `requiresUserSignature`, `hasRfi`, or `failureCode` for deciding whether your integration needs to act. `awaiting_signature`: waiting on the required transaction signature (see `requiresUserSignature`). `awaiting_customer_action`: further input is needed from your customer — details arrive on the matching event (e.g. `transaction.awaiting_sender_information`); this is NOT an RFI, `hasRfi` does not cover it. `under_review`: compliance, document, or verification review of something already submitted is in progress — usually no action needed; check `hasRfi` if unsure. `settling`: funds movement or settlement is in progress, no customer action required — covers long-lived fiat rails like SWIFT that legitimately take days as well as any other non-blocked in-flight state. Omitted once `status` reaches a terminal value (`completed` / `failed` / `cancelled`). The set of values may grow over time — treat unrecognized values the same as `processing`. type: string enum: - awaiting_signature - awaiting_customer_action - under_review - settling source: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. destination: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. fees: type: array items: type: object properties: type: type: string enum: - fixed assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount createdAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' completedAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' failureCode: type: string enum: - user_signature_timeout - user_signature_expired - user_signature_declined - user_signature_rejected_by_provider - crypto_wallet_misconfigured - compliance_hold - compliance_review_rejected - compliance_rejected - returned_by_sender - rail_policy_rejected - insufficient_funds - insufficient_funds_at_settle - rail_unavailable - sender_info_timeout - travel_rule_rejected - provider_rejected - chain_broadcast_failed - roster_changed failureMessage: description: >- Human-readable description of `failureCode`. Defaults to the public error catalog text for the code; sandbox-driven failures may carry the operator-supplied reason instead. type: string cancelledAt: description: >- ISO-8601 timestamp when the transaction was cancelled. Present only on `status: cancelled`. type: string format: date-time example: '2026-01-15T09:30:00.000Z' cancellationReason: description: >- Machine-readable cancellation reason. `client_cancelled` when the client called `POST /v2/payouts/:id/cancel`; `expired` is reserved. Omitted on non-cancelled rows. Mirrors `orders.cancellationReason`. type: string enum: - expired - client_cancelled linkedOrderId: type: string pattern: ^ord_[0-9A-Za-z]{22}$ purpose: description: >- The business purpose declared at payout creation. Drives compliance gating: intercompany requires a whitelisted recipient; other values require supporting documentation. type: string enum: - intercompany - treasury_management - payment_for_goods_or_services - payroll - investments - other - prefunding hasRfi: type: boolean description: >- True when at least one published (non-draft, non-cancelled) RFI targets this transaction. Always present; derived at read time, no stored column. rfiId: description: >- The most recently published such RFI. Omitted (never `null`) when `hasRfi` is false. type: string pattern: ^rfi_[0-9A-Za-z]{22}$ type: type: string enum: - offramp required: - id - customerId - status - source - destination - fees - createdAt - hasRfi - type description: Client-facing view of a crypto-to-fiat conversion. - type: object properties: id: type: string pattern: ^txn_[0-9A-Za-z]{22}$ customerId: type: string pattern: ^cus_[0-9A-Za-z]{22}$ customerName: description: >- Display name of the customer that owns the transaction: business legal name or individual full name. Same value on the transactions and payouts reads for the same row. Omitted when the customer's identity record hasn't resolved a name yet; per the public omit-don't-null convention, absence is never surfaced as `null`. type: string clientReferenceId: type: string pattern: ^[A-Za-z0-9_\-:.]{1,255}$ description: >- Client-supplied reference, unique per resource within your organization. 1-255 characters from A-Za-z, 0-9, underscore, hyphen, colon, and period — no spaces. status: type: string enum: - pending - processing - completed - failed - cancelled stage: description: >- Progress signal for a non-terminal transaction, informational only — it does not replace `requiresUserSignature`, `hasRfi`, or `failureCode` for deciding whether your integration needs to act. `awaiting_signature`: waiting on the required transaction signature (see `requiresUserSignature`). `awaiting_customer_action`: further input is needed from your customer — details arrive on the matching event (e.g. `transaction.awaiting_sender_information`); this is NOT an RFI, `hasRfi` does not cover it. `under_review`: compliance, document, or verification review of something already submitted is in progress — usually no action needed; check `hasRfi` if unsure. `settling`: funds movement or settlement is in progress, no customer action required — covers long-lived fiat rails like SWIFT that legitimately take days as well as any other non-blocked in-flight state. Omitted once `status` reaches a terminal value (`completed` / `failed` / `cancelled`). The set of values may grow over time — treat unrecognized values the same as `processing`. type: string enum: - awaiting_signature - awaiting_customer_action - under_review - settling source: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. destination: oneOf: - type: object properties: type: type: string enum: - wallet walletId: type: string pattern: ^wlt_[0-9A-Za-z]{22}$ address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - walletId - address - assetAmount additionalProperties: false description: >- A Conduit-custodied crypto wallet on one side of a transaction. - type: object properties: type: type: string enum: - deposit_address address: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- A Conduit-provided funding address — the address a deposit-funded order was funded at. Conduit owns and may rotate the wallet behind it without notice, so the side carries no wallet id and the address is the only thing to reconcile against. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - virtual_account virtualAccountId: type: string pattern: ^vac_[0-9A-Za-z]{22}$ wireReceive: oneOf: - type: object properties: rail: type: string enum: - us bankName: type: string nullable: true accountLast4: type: string nullable: true routingNumber: type: string nullable: true required: - rail - bankName - accountLast4 - routingNumber additionalProperties: false - type: object properties: rail: type: string enum: - swift bankName: type: string nullable: true accountLast4: type: string nullable: true bic: type: string nullable: true required: - rail - bankName - accountLast4 - bic additionalProperties: false description: >- Receiving wire-instruction context: which Conduit bank account + rail the inbound deposit landed in. Captured at deposit-detect time. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - virtualAccountId - assetAmount additionalProperties: false description: >- A Conduit virtual account on one side of a transaction. `wireReceive` is destination-only — it carries the receiving wire instructions on fiat inbound deposits where the VA received the wire. Always absent when the VA is a source (conversions / fiat withdrawals). - type: object properties: type: type: string enum: - external_crypto address: type: string txHash: type: string assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - address - assetAmount additionalProperties: false description: >- An external on-chain counterparty: address plus optional settlement tx hash. Chain travels with the asset inside `assetAmount`. - type: object properties: type: type: string enum: - external_bank recipient: oneOf: - oneOf: - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - us accountNumber: type: string minLength: 4 maxLength: 64 routingNumber: type: string accountType: type: string enum: - checking - savings bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - accountNumber - routingNumber - accountType - bankAddress - type - legalName - postalAddress - oneOf: - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - individual firstName: type: string maxLength: 70 lastName: type: string maxLength: 70 dateOfBirth: type: string format: date pattern: >- ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$ countryOfCitizenship: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - firstName - lastName - postalAddress - type: object properties: rail: type: string enum: - swift accountNumber: type: string minLength: 4 maxLength: 64 iban: type: string bic: type: string bankName: type: string maxLength: 140 bankAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: description: >- Recipient contact phone. Optional; forwarded to the banking partner when provided. type: string maxLength: 40 type: type: string enum: - business legalName: type: string maxLength: 140 countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false required: - rail - bic - bankAddress - type - legalName - postalAddress - type: object properties: rail: type: string enum: - crypto chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin address: type: string attestation: type: object properties: custody: type: string enum: - self - third_party required: - custody additionalProperties: false type: type: string enum: - individual - business firstName: type: string lastName: type: string legalName: type: string dateOfBirth: type: string countryOfCitizenship: type: string countryOfRegistration: type: string postalAddress: type: object properties: addressLine1: type: string maxLength: 120 addressLine2: type: string maxLength: 120 city: type: string maxLength: 80 state: type: string maxLength: 80 postalCode: type: string maxLength: 32 country: type: string required: - addressLine1 - city - country additionalProperties: false phone: type: string required: - rail - chain - address - attestation assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false fedwireImad: type: string fedwireOmad: type: string swiftUetr: type: string achTraceNumber: type: string rtpTransactionId: type: string fedNowMessageId: type: string required: - type - recipient - assetAmount additionalProperties: false description: >- An external bank counterparty: recipient details (public lowercase rail) plus any real wire settlement references (Fedwire IMAD/OMAD, SWIFT UETR, ACH trace, RTP, FedNow). - type: object properties: type: type: string enum: - external_bank_inbound sender: type: object properties: name: description: Name of the sending account holder. type: string country: description: Sender's bank country, ISO 3166-1 alpha-2. type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW accountNumber: description: Sending account number, when transmitted. type: string routingNumber: description: US ABA routing number of the sending bank. type: string iban: description: Sender IBAN, when transmitted. type: string bic: description: BIC of the sending bank (ISO 9362). type: string additionalProperties: false description: >- Originator details on an inbound fiat deposit — what the sending bank transmitted with the payment. Each field is present only when provided. assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - sender - assetAmount additionalProperties: false description: >- Inbound fiat deposit source: the external bank that originated the wire, with the originator details as provided by the sender bank. The variant is emitted once any sender field is populated; before that, the source surfaces as `external_unknown`. A deposit delivered on-us from another account in the same organization is `internal_transfer` instead, even when the partner bank supplied sender details — there is no external originator to report. - type: object properties: type: type: string enum: - internal_transfer originatingTransactionId: type: string pattern: ^txn_[0-9A-Za-z]{22}$ assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - originatingTransactionId - assetAmount additionalProperties: false description: >- Source of a deposit that was delivered on-us from another Conduit account in the SAME organization — no external bank was involved. `originatingTransactionId` is the withdrawal transaction that sent it; fetch it for the sending side's own details. Emitted only when the organization owns both sides: an on-us delivery from another organization keeps the source it would otherwise have. Like `external_bank_inbound`, this variant resolves as the deposit is detected, which happens after the transaction is created — so on a first-pass run `transaction.created` carries `external_unknown`, while `transaction.completed` and every read carry the resolved source. - type: object properties: type: type: string enum: - external_unknown assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount additionalProperties: false description: >- External counterparty whose details are not yet known (e.g. detected fiat deposit before sender info has been resolved). description: >- One side (source or destination) of a transaction. Discriminated by `type`. fees: type: array items: type: object properties: type: type: string enum: - fixed assetAmount: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX description: Asset code (USDC, USD, etc.) chain: description: >- Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - type - assetAmount createdAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' completedAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' failureCode: type: string enum: - user_signature_timeout - user_signature_expired - user_signature_declined - user_signature_rejected_by_provider - crypto_wallet_misconfigured - compliance_hold - compliance_review_rejected - compliance_rejected - returned_by_sender - rail_policy_rejected - insufficient_funds - insufficient_funds_at_settle - rail_unavailable - sender_info_timeout - travel_rule_rejected - provider_rejected - chain_broadcast_failed - roster_changed failureMessage: description: >- Human-readable description of `failureCode`. Defaults to the public error catalog text for the code; sandbox-driven failures may carry the operator-supplied reason instead. type: string cancelledAt: description: >- ISO-8601 timestamp when the transaction was cancelled. Present only on `status: cancelled`. type: string format: date-time example: '2026-01-15T09:30:00.000Z' cancellationReason: description: >- Machine-readable cancellation reason. `client_cancelled` when the client called `POST /v2/payouts/:id/cancel`; `expired` is reserved. Omitted on non-cancelled rows. Mirrors `orders.cancellationReason`. type: string enum: - expired - client_cancelled linkedOrderId: type: string pattern: ^ord_[0-9A-Za-z]{22}$ purpose: description: >- The business purpose declared at payout creation. Drives compliance gating: intercompany requires a whitelisted recipient; other values require supporting documentation. type: string enum: - intercompany - treasury_management - payment_for_goods_or_services - payroll - investments - other - prefunding hasRfi: type: boolean description: >- True when at least one published (non-draft, non-cancelled) RFI targets this transaction. Always present; derived at read time, no stored column. rfiId: description: >- The most recently published such RFI. Omitted (never `null`) when `hasRfi` is false. type: string pattern: ^rfi_[0-9A-Za-z]{22}$ type: type: string enum: - conversion required: - id - customerId - status - source - destination - fees - createdAt - hasRfi - type description: >- Client-facing view of a crypto-to-crypto conversion (swap or bridge). description: >- Unified client-facing transaction view across deposit / deposit return / withdrawal / onramp / offramp / conversion. Discriminated by `type`. meta: type: object properties: mode: type: string description: Pagination mode example: cursor enum: - cursor nextCursor: type: string description: Cursor for the next page, null if no more results example: eyJpZCI6ImN1c18yeFBxTjhSIn0 nullable: true previousCursor: type: string description: Cursor for the previous page, null if at the start example: null nullable: true total: type: number description: Total number of records matching the query example: 42 required: - mode - nextCursor - previousCursor - total required: - data - meta ValidationErrorDto: type: object properties: type: type: string description: Machine-readable error code example: CUSTOMER_NOT_FOUND title: type: string description: Human-readable error type label example: Customer Not Found status: type: number description: HTTP status code example: 404 detail: type: string description: Human-readable explanation of this occurrence example: Customer with id cus_abc123 not found resolution: type: string description: What the developer should do to resolve this error example: >- Verify the customer ID. Check you are using the correct API key for this organization. docs: type: string description: URL to error documentation example: https://conduit-v2.mintlify.app/errors#customer-not-found instance: type: string description: Request path that produced the error example: /v2/customers/cus_abc123 correlationId: description: Request correlation ID example: req_a1b2c3d4 type: string timestamp: type: string description: ISO 8601 UTC timestamp example: '2026-04-27T20:00:00.000Z' details: description: >- Additional structured data for domain-specific errors (e.g. missing field lists, pair info) errors: type: array items: type: object properties: pointer: type: string description: JSON pointer to the invalid field example: /email detail: type: string description: What is wrong with this field example: Invalid email format allowedValues: description: The values this field accepts, when it is a closed set example: - ach - fedwire - rtp type: array items: type: string category: description: >- Class of blocker (requirements-validator output only). 'field' = form-field gap, 'document' = missing or insufficient document (including per-UBO document slots), 'individual' = required person missing. example: field type: string enum: - field - document - individual required: - pointer - detail required: - type - title - status - detail - resolution - docs - instance - timestamp ProblemDetailDto: type: object properties: type: type: string description: Machine-readable error code example: CUSTOMER_NOT_FOUND title: type: string description: Human-readable error type label example: Customer Not Found status: type: number description: HTTP status code example: 404 detail: type: string description: Human-readable explanation of this occurrence example: Customer with id cus_abc123 not found resolution: type: string description: What the developer should do to resolve this error example: >- Verify the customer ID. Check you are using the correct API key for this organization. docs: type: string description: URL to error documentation example: https://conduit-v2.mintlify.app/errors#customer-not-found instance: type: string description: Request path that produced the error example: /v2/customers/cus_abc123 correlationId: description: Request correlation ID example: req_a1b2c3d4 type: string timestamp: type: string description: ISO 8601 UTC timestamp example: '2026-04-27T20:00:00.000Z' details: description: >- Additional structured data for domain-specific errors (e.g. missing field lists, pair info) required: - type - title - status - detail - resolution - docs - instance - timestamp RateLimitedErrorDto: type: object properties: type: type: string description: Machine-readable error code example: CUSTOMER_NOT_FOUND title: type: string description: Human-readable error type label example: Customer Not Found status: type: number description: HTTP status code example: 404 detail: type: string description: Human-readable explanation of this occurrence example: Customer with id cus_abc123 not found resolution: type: string description: What the developer should do to resolve this error example: >- Verify the customer ID. Check you are using the correct API key for this organization. docs: type: string description: URL to error documentation example: https://conduit-v2.mintlify.app/errors#customer-not-found instance: type: string description: Request path that produced the error example: /v2/customers/cus_abc123 correlationId: description: Request correlation ID example: req_a1b2c3d4 type: string timestamp: type: string description: ISO 8601 UTC timestamp example: '2026-04-27T20:00:00.000Z' details: description: >- Additional structured data for domain-specific errors (e.g. missing field lists, pair info) retryAfterSeconds: type: integer minimum: 0 exclusiveMinimum: true maximum: 9007199254740991 description: Seconds to wait before retrying example: 3 required: - type - title - status - detail - resolution - docs - instance - timestamp - retryAfterSeconds securitySchemes: api-key: type: apiKey in: header name: x-api-key ````